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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Fantastic app

5
Love this app. It’s really helped me understand how I spend my money and the areas that I can save on. It’s so useful and convenient I’d definitely recommend to anyone who wants to be more financially aware. Reviewed on: 25th March 2023
Zoe Brown's avatar
Zoe Brown

Easy budgets

5
Really easy to manage my finances and link everything across. 10/10 would reccomend Reviewed on: 25th March 2023
Andy's avatar
Andy

Easy money management

5
Clear, concise layout and easy to track incomings/outgoings. Offers lots of extra options (eg, investments, personal loans ect) Very useful when trying to stick to a budget Reviewed on: 25th March 2023
Kai Bamford's avatar
Kai Bamford

Best app

5
Really helpful in organising my spending Reviewed on: 25th March 2023
Yusuf's avatar
Yusuf

Best finance app

5
Has helped me so much keeping track of my money, spendings, savings, ins and outs, budgets and so much more. A little thing I love is the daily notifications of a summary of my money. Amazing app. Reviewed on: 25th March 2023
Ines 's avatar
Ines

This app is good and help to manage your account

5
I like this app and is helpful I recommend to anyone Reviewed on: 25th March 2023
CRISTIAN VARTENIUC 's avatar
CRISTIAN VARTENIUC

Emma - The other apps dont do it like this

5
Whether it’s the timely updates, the user friendliness, the typography, the colour palette or even just the logo. Emma is a fabulous personal finance app! It’s dedicated to improving the user’s experience regarding how the individual approaches their personal finance; which exactly what a lot of other apps use out there should focus on but they don’t. Shame. Anyway Emma is here to stay for sure. Reviewed on: 25th March 2023
Mofe's avatar
Mofe

So clear

5
I absolutely love this app. I’m visually impaired and it’s just so easy to use Reviewed on: 25th March 2023
Rebecca Jay Dutneall's avatar
Rebecca Jay Dutneall

Great way to manage my money all in one place

5
Emma is a visually appealing app that makes it easy to manage your money all in one place from the comfort of your sofa. I tried other apps but they were costly or full of clutter and confusing to use Emma is simple and quick to learn. Reviewed on: 25th March 2023
John Dabill's avatar
John Dabill

Finally on top of my finances

5
It’s changed my life! I’d lost track of the direct debits coming from my current account, Emma helped me to be reclaim control of my finances by presenting my spending clearly and concisely. Now that I’m in control, I’ve even tried their Invest tool - it’s great! I can’t recommend this app enough Reviewed on: 25th March 2023
Jimmyhill126's avatar
Jimmyhill126

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