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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Fantastic app

Love this app. It’s really helped me understand how I spend my money and the areas that I can save on. It’s so useful and convenient I’d definitely recommend to anyone who wants to be more financially aware. Reviewed on: 25th March 2023

Easy budgets

Really easy to manage my finances and link everything across. 10/10 would reccomend Reviewed on: 25th March 2023

Easy money management

Clear, concise layout and easy to track incomings/outgoings. Offers lots of extra options (eg, investments, personal loans ect) Very useful when trying to stick to a budget Reviewed on: 25th March 2023

Best app

Really helpful in organising my spending Reviewed on: 25th March 2023

Best finance app

Has helped me so much keeping track of my money, spendings, savings, ins and outs, budgets and so much more. A little thing I love is the daily notifications of a summary of my money. Amazing app. Reviewed on: 25th March 2023

This app is good and help to manage your account

I like this app and is helpful I recommend to anyone Reviewed on: 25th March 2023

Emma - The other apps dont do it like this

Whether it’s the timely updates, the user friendliness, the typography, the colour palette or even just the logo. Emma is a fabulous personal finance app! It’s dedicated to improving the user’s experience regarding how the individual approaches their personal finance; which exactly what a lot of other apps use out there should focus on but they don’t. Shame. Anyway Emma is here to stay for sure. Reviewed on: 25th March 2023

So clear

I absolutely love this app. I’m visually impaired and it’s just so easy to use Reviewed on: 25th March 2023

Great way to manage my money all in one place

Emma is a visually appealing app that makes it easy to manage your money all in one place from the comfort of your sofa. I tried other apps but they were costly or full of clutter and confusing to use Emma is simple and quick to learn. Reviewed on: 25th March 2023

Finally on top of my finances

It’s changed my life! I’d lost track of the direct debits coming from my current account, Emma helped me to be reclaim control of my finances by presenting my spending clearly and concisely. Now that I’m in control, I’ve even tried their Invest tool - it’s great! I can’t recommend this app enough Reviewed on: 25th March 2023

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