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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Fab!

So handy to budget and to see overall how I am paying off my debts Reviewed on: 25th March 2023

Good bank

I like their app foe a variety of reasons, but its so easy to save with Emma! Reviewed on: 25th March 2023

Great user experience and product

Definitive service used to help manage my money and keep track of expenses. Emma is user-friendly and well organised. Reviewed on: 25th March 2023

Emma review

An amazing app for all things money especially when it comes to tracking your spending! Really impressed and have been able to budget better as a result. Reviewed on: 25th March 2023

Made my finances easy to track

Links up all of my account spending and saving today, making it easier to manage. Reviewed on: 25th March 2023

Easy to use app

The app is easy to use and navigate, it updates regularly with alerts when over budget. Excellent app for budgeting. Reviewed on: 25th March 2023

Groundbreaking

So useful having all my accounts in one place Reviewed on: 25th March 2023

Very useful

Great for tracking spending across multiple different accounts in one place Reviewed on: 25th March 2023

Fantastic Banking App

Appreciate the notifications each morning alerting me of my bank balance and I enjoy the budgeting features Emma provides. Reviewed on: 25th March 2023

Great way to track spending

Easily imported all my accounts and saved so much time faffing with spreadsheets trying to track spending. Really good at just knowing which categories purchases are. Reviewed on: 25th March 2023

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