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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Fab!

5
So handy to budget and to see overall how I am paying off my debts Reviewed on: 25th March 2023

Good bank

5
I like their app foe a variety of reasons, but its so easy to save with Emma! Reviewed on: 25th March 2023

Great user experience and product

5
Definitive service used to help manage my money and keep track of expenses. Emma is user-friendly and well organised. Reviewed on: 25th March 2023

Emma review

5
An amazing app for all things money especially when it comes to tracking your spending! Really impressed and have been able to budget better as a result. Reviewed on: 25th March 2023

Made my finances easy to track

5
Links up all of my account spending and saving today, making it easier to manage. Reviewed on: 25th March 2023

Easy to use app

5
The app is easy to use and navigate, it updates regularly with alerts when over budget. Excellent app for budgeting. Reviewed on: 25th March 2023

Groundbreaking

5
So useful having all my accounts in one place Reviewed on: 25th March 2023

Very useful

5
Great for tracking spending across multiple different accounts in one place Reviewed on: 25th March 2023

Fantastic Banking App

4
Appreciate the notifications each morning alerting me of my bank balance and I enjoy the budgeting features Emma provides. Reviewed on: 25th March 2023

Great way to track spending

5
Easily imported all my accounts and saved so much time faffing with spreadsheets trying to track spending. Really good at just knowing which categories purchases are. Reviewed on: 25th March 2023

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