Smart Money People Logo

Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Savings App reviews (3559)

Helpful and actually works

5
I have only had the app a short while but it motivates me to save up and it’s made tracking my bills so so easy! Reviewed on: 25th March 2023

Good data accumulator

4
Nice to see most of you finances in one place. The notifications are helpful. Reviewed on: 25th March 2023

Great app for tracking expenses

4
The app does a great job to give an overview of different bank accounts. I mainly use to see when I've been paid as I'm self employed and use to track spending generally across multiple accounts. Reviewed on: 25th March 2023

New User

5
I really like the regular daily bank updates, I find it helpful knowing how much I have at the beginning of the day. The layout of the app is really clear and obvious. As a student, this app will be a staple for me in the future Reviewed on: 25th March 2023

Very useful

5
The app has helped me a lot get a grasp on my finances and is a good way to organise how I spend my money Reviewed on: 25th March 2023

Perfect application

5
I love this application, is the best Reviewed on: 25th March 2023

Very good central location to monitor accounts

5
Find it very helpful to view my longer term investments and daily accounts all in one place. I also have found it so useful to see the recurring payments and dates broken down and overall these really help me manage my money better. Reviewed on: 25th March 2023

Great budgeting app!

5
The app allows me to work out how much I am committing to spending each month and allows me to work out the remaining amount to spend on other things that I can enjoy! Love the fun little perks and quizzes too!!! Reviewed on: 25th March 2023

Best bank to help saving

5
This bank always make is easy to help you save you money and have a good track on your spending would recommend to friends and family Reviewed on: 25th March 2023

Easy and convenient

5
Great help with budgeting and keeping on track with finances Reviewed on: 25th March 2023

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review