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Emma: Savings App reviews

View other Emma products
4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Easy to use

5
Easy to use with so many cool features Reviewed on: 25th March 2023
Dipo Kola-Banjo's avatar
Dipo Kola-Banjo

Useful tool

5
Very useful tool, but lately it became quite pricey. Reviewed on: 25th March 2023
Zoltan Szoke's avatar
Zoltan Szoke

Helped me become aware of my financial

4
From the day I joined I have been able to get a better view of my financial habits and feel like a better money manager. It allowed me to get a specific view on my spending and made me less scared to handle my financials amid a changing economy! Reviewed on: 25th March 2023
Mawada Elmahgoub's avatar
Mawada Elmahgoub

Great overview and summary

5
Emma is a very easy to use app, showing account balance from multiple different bank sources and integrate the data in a smart way. It can show money spending habits and predictions. Overall I think it’s a great app if you want to have a basic personal accounting Reviewed on: 25th March 2023
Anil Ozdemir's avatar
Anil Ozdemir

Good

5
Good app and helpful to link all bank accounts Reviewed on: 25th March 2023
Dan Beese's avatar
Dan Beese

Modern, fast and smart

5
Emma is the only viable banking app someone can use if they have savings, credit cards, current accounts etc. Emma's smart categorisation of transactions and ability to auto exclude credit card repayments are just a few things Emma excels at. I've saved so much money with Emma and also switched my interest plan to a cheaper provider thanks to Emma Reviewed on: 25th March 2023
Fidel Wright's avatar
Fidel Wright

Helpful and easy

5
It’s helped me keep track of my spending and helped me save money, I just wish you could access more without paying Reviewed on: 25th March 2023
Jess's avatar
Jess

Amazing time saving app

5
This is fantastic as it accepts all banks, even Revolut. Having all your accounts in one it s so helpful to know how much money you actually have, after you pay all your credit cards off. I recommend it to all of my friends. Reviewed on: 25th March 2023
Life with Rux (Rux)'s avatar
Life with Rux (Rux)

Great and easy to use

5
I struggle with finances and would regularly get into my overdraft but have managed to save with Emma. Reviewed on: 25th March 2023
Joanne Naylor's avatar
Joanne Naylor

Emma app

5
Emma is a great app which is helping me to control all my expenses and savings. Reviewed on: 25th March 2023
Mitev's avatar
Mitev

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