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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Simple easy and it works!

5
Best budgeting tool I’ve used. By far the easiest budgeting tools with updates every morning and upcoming transactions. Absolutely fantastic. Reviewed on: 25th March 2023
Antony Harrison's avatar
Antony Harrison

Great open banking app!

5
Excellent user interface, simple to use, clever budgeting tool, incredible customer service. Reviewed on: 25th March 2023
Adam's avatar
Adam

Excellent money management tool

5
Emma gives me one stop dashboard for all my banking. Helps to categorise and trend the spending which gives adequate control on my finances. Reviewed on: 25th March 2023
Anjani Kumar T's avatar
Anjani Kumar T

Good

5
Good good good good good good. Savings for cheeeeeeese Reviewed on: 25th March 2023
Beth M's avatar
Beth M

Amazing! Would never look back!

5
Emma helps me get all my finances into one place and makes it so much easier to track where my money is being spent! Reviewed on: 25th March 2023
Noah Phillips's avatar
Noah Phillips

Keeping on top of finances

5
Emma is a great app for people like me who like to be on top of all my finances and know at any time what payments I have made and what's due. The fact that it brings all of your finances together and helps with budget tracking is excellent. Reviewed on: 25th March 2023
Jason Pearson's avatar
Jason Pearson

Really useful

5
Great way of automatically tracking my overall finances without having to login separately and worry about each one Reviewed on: 25th March 2023
Chris's avatar
Chris

Good to app to keep track of finances

4
I dont use all tge features but find it a very good app Reviewed on: 25th March 2023
Paul Slack's avatar
Paul Slack

Management made simple

5
Emma has been an incredible tool to get detailed insight across a broad set of my finances. It has given me the visibility and analysis needed to effectively manage my outgoings in the current state of banking and direct debit sprawl and take control of finances. There isn't a tool available yet that has integration across all providers, but the functionality developed to manually address accounts such as savings or pensions that do not have an automated hook gives ample means to get a truly holistic view. Reviewed on: 25th March 2023
Charlie Bernard's avatar
Charlie Bernard

Emma my saviour

5
Using Emma has helped me see that I have bad habits that need to change. So I’m so thankful for her ❤️❤️ Reviewed on: 25th March 2023
Takunda Denhere's avatar
Takunda Denhere

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