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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Simple easy and it works!

Best budgeting tool I’ve used. By far the easiest budgeting tools with updates every morning and upcoming transactions. Absolutely fantastic. Reviewed on: 25th March 2023

Great open banking app!

Excellent user interface, simple to use, clever budgeting tool, incredible customer service. Reviewed on: 25th March 2023

Excellent money management tool

Emma gives me one stop dashboard for all my banking. Helps to categorise and trend the spending which gives adequate control on my finances. Reviewed on: 25th March 2023

Good

Good good good good good good. Savings for cheeeeeeese Reviewed on: 25th March 2023

Amazing! Would never look back!

Emma helps me get all my finances into one place and makes it so much easier to track where my money is being spent! Reviewed on: 25th March 2023

Keeping on top of finances

Emma is a great app for people like me who like to be on top of all my finances and know at any time what payments I have made and what's due. The fact that it brings all of your finances together and helps with budget tracking is excellent. Reviewed on: 25th March 2023

Really useful

Great way of automatically tracking my overall finances without having to login separately and worry about each one Reviewed on: 25th March 2023

Good to app to keep track of finances

I dont use all tge features but find it a very good app Reviewed on: 25th March 2023

Management made simple

Emma has been an incredible tool to get detailed insight across a broad set of my finances. It has given me the visibility and analysis needed to effectively manage my outgoings in the current state of banking and direct debit sprawl and take control of finances. There isn't a tool available yet that has integration across all providers, but the functionality developed to manually address accounts such as savings or pensions that do not have an automated hook gives ample means to get a truly holistic view. Reviewed on: 25th March 2023

Emma my saviour

Using Emma has helped me see that I have bad habits that need to change. So I’m so thankful for her ❤️❤️ Reviewed on: 25th March 2023

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