Smart Money People Logo

Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Savings App reviews (3559)

Amazing and innovative

5
Helps me so much keeping up to date with my finances!! I am saving towards buying my first home and this is a life saver. Reviewed on: 24th March 2023

Amazing service better than banking app

5
So much option to the app absolutely love it, tells me when money is spent or put in my actual bank doesn’t notify me with anything so safe too and easy to use love it !! Reviewed on: 24th March 2023

Emma is the best money-saving app on the market!

5
Has helped me saved for things, while reminding me of my other costs. Reviewed on: 24th March 2023

Amazingly helpful app!

5
Emma has helped me to budget as a young person who recently moved out. It has helped me to consolidate my finances and realise where I could improve my spending habits. It’s very easy to use and I recommend it to everyone! Reviewed on: 24th March 2023

Great finance and banking app

5
Emma is a great finance and banking app which allows you to do many things with ease. You can connect multiple accounts for everyday bank accounts to credit cards and savings. This allows you to see an overview of your current balance and the outgoings that you owe. It also gives you an overview of your networth. Within the app you can also set up weekly/monthly budgets for yourself which helps you to manage your finances from month to month. You can also see an overview of your reoccurring spending such as subscriptions and finance payments, which can be beneficial if you want to reduce your outgoings. Within the app you can also set up pots for savings to help you maintain and reach your saving goals, as well as investing to help you grow your finances. The app also allows you to make and request payments from others. Reviewed on: 24th March 2023

Helpful tool

5
Great functionally for getting to grips with your finances Reviewed on: 24th March 2023

Very handy

5
The daily updates are amazing and has been helping me get on track Reviewed on: 24th March 2023

Awesome app

5
Awesome app , good reminder and easy to use Reviewed on: 24th March 2023

Budgeting tool

5
Emma has really helped me to figure out where my money is going and I’m still learning how to budget properly, but Emma has made it easier to see exactly what to do. Reviewed on: 24th March 2023

Keeps me organised!

5
Emma has helped me budget & start to decrease my outgoings! I’ve struggled with money for a long time but I can’t thank the app enough!! Reviewed on: 24th March 2023

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review