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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Personal finance app reviews (3559)

Great app

5
Really helpful for keeping me up to date on my saving and keeping finances at the forefront of my mind without the stress. Reviewed on: 24th March 2023

Nice and easy

5
Just shows you all you need to see in seconds Reviewed on: 24th March 2023

I love it

5
Help me a lot with all the details it gives me Reviewed on: 24th March 2023

An amazing banking app!

5
This app offers great ways to save, invest and manage your money Reviewed on: 24th March 2023

Easy to understand

5
Love the graphics and ease of use Reviewed on: 24th March 2023

Super useful!

5
I’ve been using this app for about a month now; It has been so helpful in my budgeting so far!!! Reviewed on: 24th March 2023

Incredible

5
This app helps me manage my income and expenditure and it helps me make sure I have enough money for emergencies Reviewed on: 24th March 2023

reminders

5
my favourite part is the reminders of how much is in my bank because the scariest part of saving money for me and the hardest part too is having to actually check on my bank how much is there Reviewed on: 24th March 2023

Emma are a brilliant brand

5
When joining Emma they offered me everything now I can save safely without someone hacking into my account. Reviewed on: 24th March 2023

Excellent app

5
Excellent app, really helped with budgeting across different accounts Reviewed on: 24th March 2023

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