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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Emma is great

5
It’s helped massively to budget my money and to save! Reviewed on: 24th March 2023

Best savings app ever!

5
Super efficient way of checking savings and preventing overdue payments. Very organised with spendings put into different categories and bills section to show exact bills coming out! Reviewed on: 24th March 2023

Peace of mind

5
I’ve been using Emma for about 3 months now and the change it has made to the way I spend is phenomenal. I can easily manage my income and my spending, as well as getting saving tips and budget planning. I struggled with understanding my finances before and the spending patterns I had, but now I am so much more confident about my finances thanks to Emma. Reviewed on: 24th March 2023

Brilliant app

5
I recommend this app wine the prize as it is really good Reviewed on: 24th March 2023

Emma App

5
It has helped considerably with my budgeting and keeping an eye and how and where I am spending my money. It has really given me an insight into what I need to do to budget better and has given amazing tips!! Would recommend it to anyone in need of a budgeting app! Reviewed on: 24th March 2023

Track Spending with ease!

5
Emma has made it so simple to track spending and identify trends, across numerous accounts! Budgeting has never been so easy Reviewed on: 24th March 2023

Amazing

5
Helped me save so much! Absolutely amazing Reviewed on: 24th March 2023

The best o the best

5
Is the best up for me meany times is ine the time with this up i heave the control for alltge bank account Reviewed on: 24th March 2023

Great, easy to use application.

5
Emma has helped me to budget my money in a time that it’s most needed. Quick to use, a must have app for all looking to save. Reviewed on: 24th March 2023

so easy to use

4
it makes banking really simple and easy shows you all your spending it’s amazing. Reviewed on: 24th March 2023

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