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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

This app complete reformed my financial life

5
Ever since I downloaded Emma a year ago, my financial literacy has skyrocketed! It drove me to learn more about maximising what I have and minimising fruitless expenditures. Gone are the days of manually budgeting via spreadsheets! Reviewed on: 24th March 2023
Zavid's avatar
Zavid

Best personalised saving app

5
Very accurate with great daily updates to keep you involved in your spending and money, you won’t miss a trick! Thank you Emma Reviewed on: 24th March 2023
Megan's avatar
Megan

Very easy to track payments and upcoming payments

5
I've always been worried about what I have left in my account for the month, with Emma I always know how much I have left to go out and what I have left Reviewed on: 24th March 2023
Joe Jackson's avatar
Joe Jackson

My Personal Assistant

5
Emma has helped me completely get my finances in order! I have gone from winging it month-to-month to being in control of my outgoing expenses. An essential tool that I have recommended to everyone. Reviewed on: 24th March 2023
Tom's avatar
Tom

Life changing

5
I have never been able to budget so well Reviewed on: 24th March 2023
Harriet's avatar
Harriet

Fantastic for young adults

5
As a young professional living in London and learning how to balance minimum wage with a full-time job as a full-time student, budgeting can often be so difficult and daunting. In fact, I had always found myself really struggling and overspending unintentionally. With Emma, I realised just how much I was spending on takeaways for "convenience" and how much transport was costing me when I was late to work. It's helped me save better and have a healthier morning routing to get to work on time. Being an adult is a lot easier with a budgeting app! Reviewed on: 24th March 2023
H.M. Raio's avatar
H.M. Raio

Amazing

5
Only been with them a short period and they are amazing Reviewed on: 24th March 2023
ConnorW's avatar
ConnorW

Best budget management

5
Been using Emma for a year now. Well developed app-very user friendly. Budget planning has now become very easy Reviewed on: 24th March 2023
Uali's avatar
Uali

good

5
it’s a very good and helpful app that tracks direct debits as well as spending. would recommend Reviewed on: 24th March 2023
kiera's avatar
kiera

Best Budgeting App

5
I love using Emma to budget. It's so user friendly and really breaks down my spending in an interesting and useful way. Reviewed on: 24th March 2023
Lakaia's avatar
Lakaia

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