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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Very useful

5
Very useful way to track money, and easy to use as the layout is simple Reviewed on: 24th March 2023
Tton24's avatar
Tton24

Brilliant and easy to use

4
Easy to use and brilliant at helping me track my spending, highly recommend to anyone Reviewed on: 24th March 2023
Brad's avatar
Brad

Very good app

5
Helps with budgeting and have saved money as a result of using it Reviewed on: 24th March 2023
Tristram's avatar
Tristram

Easy simple savings and investments

5
A great app ive been using for not too long but regardless the effortlass saving and investing system they have is amazing never knew investing was so easy used to just invest in crypto but this has opened my investing to a whole level would deffo recommend to anyone looking to save and invest the day they release a banking system with a bank card id happily switch my bank to them aswell Reviewed on: 24th March 2023
@adnanfaisal's avatar
@adnanfaisal

Would definitely recommend!

5
Emma helps me keep track of my finances and properly organise my life, my banking was chaos before this! Plus the little quizzes are always fun Reviewed on: 24th March 2023
Nicha's avatar
Nicha

Great app

5
I love using Emma because I feel in control of my finances again. Thanks to Emma, I became debt free through budgeting and seeing exactly where my money was being spent. I have recommended to my friends as well and they love it too. Reviewed on: 24th March 2023
Abigail's avatar
Abigail

Amazing

5
Emma has really helped me manage my finances. I love that it combines all of my bank accounts. Reviewed on: 24th March 2023
Molly McBride's avatar
Molly McBride

Amazing app to see your budget

4
I like Emma since it gave me opportunity easily track what I spend on and how I it affects my budget Reviewed on: 24th March 2023
Lisa's avatar
Lisa

Amazing

5
Definitely worthwhile, I was completely in the dark before Emma about investing and it opened up my eyes how easy it really is to do and to understanding! Helps me keep track of finances down to a T Reviewed on: 24th March 2023
Wioleta's avatar
Wioleta

Great money managing app

5
Emma has been great for budgeting and keeping track of my money, happy to vote for them here! Reviewed on: 24th March 2023
lazyhumans's avatar
lazyhumans

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