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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing!

It’s so handy and it’s saved me so much money - I had so many random direct debits set up (mostly forgotten free subscriptions that had been renewed) that I didn’t even know where still coming out Reviewed on: 24th March 2023

Quick & Efficient

Tells you your balance all the time saves me time from opening the mobile banking app Reviewed on: 24th March 2023

Great way to keep track of money

Great way to keep track of money and what’s coming in and out of your account Reviewed on: 24th March 2023

Used to be great

This app/service used to be great. Now they have a lot of issues and no solutions in the near future (this is what their support staff told me) Reviewed on: 24th March 2023

Helpful

Very helpful app. The warning notifications keep me on track Reviewed on: 24th March 2023

Amazing app that looks after your savings

This app has helped me so much over the past few months to help save up for my travelling next year. There are many features to help automatically save to different pots with interest rates and can be set to disperse the savings into your pots however you want. I love this app, and it's helped me save for the first time as a 19 year old who loves spending more than I earn usually! Reviewed on: 24th March 2023

Great budgeting app

Emma is genuinely smart, user friendly and has transformed my budgeting & finance, and made me aware of my spending habits. Reviewed on: 24th March 2023

Very easy to use!

Really helpful app to always remind me of my balance and spendings each day! Definitely recommend to anyone. Reviewed on: 24th March 2023

Best app about

Love the app and everything they offer you Reviewed on: 24th March 2023

So far so good

Helped me so far with my requirements. Reviewed on: 24th March 2023

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