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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Amazing!

5
It’s so handy and it’s saved me so much money - I had so many random direct debits set up (mostly forgotten free subscriptions that had been renewed) that I didn’t even know where still coming out Reviewed on: 24th March 2023
Rachel Bailey's avatar
Rachel Bailey

Quick & Efficient

5
Tells you your balance all the time saves me time from opening the mobile banking app Reviewed on: 24th March 2023
Mia 's avatar
Mia

Great way to keep track of money

5
Great way to keep track of money and what’s coming in and out of your account Reviewed on: 24th March 2023
Sophie Diosi 's avatar
Sophie Diosi

Used to be great

3
This app/service used to be great. Now they have a lot of issues and no solutions in the near future (this is what their support staff told me) Reviewed on: 24th March 2023
Matthew Averill's avatar
Matthew Averill

Helpful

5
Very helpful app. The warning notifications keep me on track Reviewed on: 24th March 2023
Mollie's avatar
Mollie

Amazing app that looks after your savings

5
This app has helped me so much over the past few months to help save up for my travelling next year. There are many features to help automatically save to different pots with interest rates and can be set to disperse the savings into your pots however you want. I love this app, and it's helped me save for the first time as a 19 year old who loves spending more than I earn usually! Reviewed on: 24th March 2023
Ben's avatar
Ben

Great budgeting app

5
Emma is genuinely smart, user friendly and has transformed my budgeting & finance, and made me aware of my spending habits. Reviewed on: 24th March 2023
Jamie 's avatar
Jamie

Very easy to use!

5
Really helpful app to always remind me of my balance and spendings each day! Definitely recommend to anyone. Reviewed on: 24th March 2023
Josy's avatar
Josy

Best app about

5
Love the app and everything they offer you Reviewed on: 24th March 2023
Jamie Lund's avatar
Jamie Lund

So far so good

5
Helped me so far with my requirements. Reviewed on: 24th March 2023
Joyston Brito's avatar
Joyston Brito

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