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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Good at what it does

I think this app is really good at what it advertises. It gives you reminders of how much money you have, as well as other reminders for relevant money-saving activities. I would recommend it for people who would like to budget, but don't know where to start. It has a friendly interface and is a personable app, so it's good for beginners. Reviewed on: 24th March 2023

Absolutely brilliant app

This app has helped me save money and has also helped me with my income and outgoings I rely on this app always. Using it more than my actual banking apps Reviewed on: 24th March 2023

Excellent for seeing where your money is going

I started using Emma to try and budget my money and quickly saw where I was wasting loads, two months later I’ve got rid of all the drains and have saved £700 Reviewed on: 24th March 2023

Best app to manage your accounts and finances

This app is helping me clear my debt by having a clear view of all my accounts and my spending Reviewed on: 24th March 2023

improved my experience of banking

It has helped me manage my money better. And created an easy place to save and store my money. Without using a typical banking app. Reviewed on: 24th March 2023

Brilliant banking and saving app

Lots of great reviews that made me download this app, it really helps me knowing what I’ve spent on what, and has helped me out of a short financial crisis. Recommend this to anyone. The customer service is quick and always on hand to help. Reviewed on: 24th March 2023

Amazing

I really enjoy using the Emma app, all the features have really helped me keep on top of my finances Reviewed on: 24th March 2023

User friendly saving made easy

Emma is a really easy and low key way to save on a weekly and monthly basis. I love it! Helpful prompts, clear updates and great selection of cashback options. It's helped me save for my summer holidays and put money aside for a deposit. Reviewed on: 24th March 2023

Great app!

I was looking for an that would allow me to manage my budget, and increase my savings but all the apps I was finding were not offering enough flexibility. With Emma I can manage my budget excatlty the way I want Reviewed on: 24th March 2023

Keeps on getting better

Very easy to track all your accounts and have now opened up to trading all within the app. Keep on getting impressed. Reviewed on: 24th March 2023

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