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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Good at what it does

4
I think this app is really good at what it advertises. It gives you reminders of how much money you have, as well as other reminders for relevant money-saving activities. I would recommend it for people who would like to budget, but don't know where to start. It has a friendly interface and is a personable app, so it's good for beginners. Reviewed on: 24th March 2023
Rachel Farrell's avatar
Rachel Farrell

Absolutely brilliant app

5
This app has helped me save money and has also helped me with my income and outgoings I rely on this app always. Using it more than my actual banking apps Reviewed on: 24th March 2023
Jake collard 's avatar
Jake collard

Excellent for seeing where your money is going

5
I started using Emma to try and budget my money and quickly saw where I was wasting loads, two months later I’ve got rid of all the drains and have saved £700 Reviewed on: 24th March 2023
Ryan's avatar
Ryan

Best app to manage your accounts and finances

5
This app is helping me clear my debt by having a clear view of all my accounts and my spending Reviewed on: 24th March 2023
Wandi's avatar
Wandi

improved my experience of banking

5
It has helped me manage my money better. And created an easy place to save and store my money. Without using a typical banking app. Reviewed on: 24th March 2023
Louie french 's avatar
Louie french

Brilliant banking and saving app

5
Lots of great reviews that made me download this app, it really helps me knowing what I’ve spent on what, and has helped me out of a short financial crisis. Recommend this to anyone. The customer service is quick and always on hand to help. Reviewed on: 24th March 2023
Madeleine Judd's avatar
Madeleine Judd

Amazing

5
I really enjoy using the Emma app, all the features have really helped me keep on top of my finances Reviewed on: 24th March 2023
Laura McGrath's avatar
Laura McGrath

User friendly saving made easy

5
Emma is a really easy and low key way to save on a weekly and monthly basis. I love it! Helpful prompts, clear updates and great selection of cashback options. It's helped me save for my summer holidays and put money aside for a deposit. Reviewed on: 24th March 2023
Fergal 's avatar
Fergal

Great app!

5
I was looking for an that would allow me to manage my budget, and increase my savings but all the apps I was finding were not offering enough flexibility. With Emma I can manage my budget excatlty the way I want Reviewed on: 24th March 2023
Anonymous's avatar
Anonymous

Keeps on getting better

5
Very easy to track all your accounts and have now opened up to trading all within the app. Keep on getting impressed. Reviewed on: 24th March 2023
Andy Enrique's avatar
Andy Enrique

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