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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Its like having a mini accountant on your phone!

5
Brilliant app! It sorts all my money out, i can see exactly where my money is going instead of the confusing bank apps. Its really amazing Reviewed on: 24th March 2023
Fizra's avatar
Fizra

Easy to use

5
Very easy to use and can do everything without getting stuck Reviewed on: 24th March 2023
Abbie collett's avatar
Abbie collett

Convenient

4
Its helpful for sure to have easy access to what's in my account. It's also super nice to be able to see daily how much I'm paying for different subscriptions. Reviewed on: 24th March 2023
Joy's avatar
Joy

Easy to keep track of money

4
Easy to keep track of all your accounts and what is owed and what can be saved, brilliant Reviewed on: 24th March 2023
Nathan Martin's avatar
Nathan Martin

Amazing

5
I have recommened a friend before, and she signed up theough the link I sent her, I never received my bonus of £100 Reviewed on: 24th March 2023
Anonymous's avatar
Anonymous

Good for basic budgeting

4
I find the app useful in keeping track of all spending. I would recommend it to those working but as a student I find it doesn’t always work out how I want as student living is just quite unpredictable. The investing side is good, as is the dark web search it makes me feel more protected. Reviewed on: 24th March 2023
Isabella's avatar
Isabella

Amazing

5
Helped me save loads of money already Reviewed on: 24th March 2023
Jason's avatar
Jason

Wonderful app

5
I have been using this app for years, I love how organized I have become with money through its budgeting options, cashback and notification. Reviewed on: 24th March 2023
Samira Mohamed's avatar
Samira Mohamed

Helpful service

5
I started using Emma a couple of months ago when I was trying to get on top of my finances. The notifications I get every morning with a summary of my accounts plus the ability to see my net worth is really useful to be able to juggle things and I have also been able to start saving and pay into my pension for the first time since 2019. It would be great if there were more banks/investment companies added so that I could see everything all at once. Reviewed on: 24th March 2023
Ake018's avatar
Ake018

Amazing

5
makes my life easier with the organization Reviewed on: 24th March 2023
Melina Invictum's avatar
Melina Invictum

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