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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Such an amazing app

I’m absolutely useless with budgeting but Emma helps me consistently keep track of my income and outgoings. I’d definitely recommend. The free version is what I use and it perfect! Live updates aren’t available but when you sync your account frequently you will get an accurate statement of your finances. Reviewed on: 24th March 2023

Very helpful!

This app has given me an insight into where I could be saving money and given me a visual way of seeing and managing my money. It has helped so much to take control and understand my own finances, really recommend downloading emma, I’ve never found it so easy to understand my finances! Reviewed on: 24th March 2023

Fantastic

I only use the free version to help me with my budget and yet it’s so helpful. I used to have a load of charts in a note book to help me with different budget categories but Emma is a godsend! I love using the app, I love the design and the whole set-up. I honestly don’t know what I’d do without it. ThAnKyOu Emma! Reviewed on: 24th March 2023

Perfect helpful

Investment function great. Tracking spending is a life saver. Reviewed on: 24th March 2023

Easy way of highlighting my spending habits and budgeting

Simple app that's helped me to consolidate and review my finances Reviewed on: 24th March 2023

Great app - manages all my personal spend

Couldn’t live without it in terms of knowing where I am across numerous accounts and family outgoings Reviewed on: 21st March 2023

Good app

Emma gives regular updates on useful information. I recommend it. Reviewed on: 21st March 2023

Great app

Helps me keep track of my finances Reviewed on: 21st March 2023

So intuitive and easy to use

One of the best things about Emma is its simplicity. The app is user-friendly and easy to navigate, even for people who aren't particularly tech-savvy. Users can link their bank accounts, credit cards, and other financial accounts to the app, and Emma will automatically categorize transactions and track spending. Reviewed on: 21st March 2023

Not a bore, very easy to check daily.

Out of all the apps I've tried, Emma's app makes budgeting a better and more casual experience. The colourful interface takes the sharp edge out of managing finances and even makes the trading aspect less daunting for me. Sometimes I open the app just to see some colour - it's very easy to check a few times a day. Reviewed on: 21st March 2023

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