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Emma: Savings App reviews

View other Emma products
4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Best uk finance app

5
Hands down best and most usable service would recommend to anyone and I have Reviewed on: 21st March 2023
Vladan Milosevic's avatar
Vladan Milosevic

Amazing to track spending

5
Before having Emma I had very little idea of what I was spending (wasting) my money on. Now I know ways to fix my spending habits for things that really matter! Reviewed on: 19th March 2023
Charlotte mclaughlin 's avatar
Charlotte mclaughlin

The app is great!!

5
I find Emma finance super helpful all my bills in on place. Helps me keep on top of everything! Since being with Emma my credit score has increased to thanks for the service peeps Reviewed on: 18th March 2023
Pippinck 's avatar
Pippinck

Pocket based financial advisor

5
Emma enables me to have a financial advisor without the costly hire of one! I am able to set and customise monthly budgets! My only setback is there’s no option for those who are weekly paid. Reviewed on: 18th March 2023
Vicky's avatar
Vicky

Not a fan

1
Very slow to update and clunky interface which isn’t easy to use. Not using this anymore. Reviewed on: 17th March 2023
CharlieBerry's avatar
CharlieBerry

EXCELLENT SAVINGS APP!

5
I've been using EMMA to help me set a spending budget and to make sure I know what I have going out and when I have money coming in. This app is great as someone with ADHD organisation can be a nightmare but the app is engaging and helps to make the savings path easy. Reviewed on: 11th March 2023
Niall Ross's avatar
Niall Ross

Love it

5
I have been using Emma for the past couple months and I love it. Check it regularly to make sure everything is in the right categories and how my budgets are going Reviewed on: 11th March 2023
Matilda Nambi's avatar
Matilda Nambi

10/10

5
I am still fairly new to Emma but the more I explore and use it the more helpful I discover it can be, the app looks nice and is easy to navigate ~ although there’s a lot of features so initially it can feel overwhelming, emma is super user friendly and I can’t recommend it enough Reviewed on: 6th March 2023
Jessicawhite17's avatar
Jessicawhite17

Great all in 1 savings tracker

5
Love that everything is in one place! Reviewed on: 5th March 2023
Stuart Vivier's avatar
Stuart Vivier

Exceptional budgeting app

5
Extremely intuitive, easy to use and very visually aesthetic - on particular the graphs/pie charts are very useful to visualise spending Reviewed on: 5th March 2023
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