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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Best uk finance app

Hands down best and most usable service would recommend to anyone and I have Reviewed on: 21st March 2023

Amazing to track spending

Before having Emma I had very little idea of what I was spending (wasting) my money on. Now I know ways to fix my spending habits for things that really matter! Reviewed on: 19th March 2023

The app is great!!

I find Emma finance super helpful all my bills in on place. Helps me keep on top of everything! Since being with Emma my credit score has increased to thanks for the service peeps Reviewed on: 18th March 2023

Pocket based financial advisor

Emma enables me to have a financial advisor without the costly hire of one! I am able to set and customise monthly budgets! My only setback is there’s no option for those who are weekly paid. Reviewed on: 18th March 2023

Not a fan

Very slow to update and clunky interface which isn’t easy to use. Not using this anymore. Reviewed on: 17th March 2023

EXCELLENT SAVINGS APP!

I've been using EMMA to help me set a spending budget and to make sure I know what I have going out and when I have money coming in. This app is great as someone with ADHD organisation can be a nightmare but the app is engaging and helps to make the savings path easy. Reviewed on: 11th March 2023

Love it

I have been using Emma for the past couple months and I love it. Check it regularly to make sure everything is in the right categories and how my budgets are going Reviewed on: 11th March 2023

10/10

I am still fairly new to Emma but the more I explore and use it the more helpful I discover it can be, the app looks nice and is easy to navigate ~ although there’s a lot of features so initially it can feel overwhelming, emma is super user friendly and I can’t recommend it enough Reviewed on: 6th March 2023

Great all in 1 savings tracker

Love that everything is in one place! Reviewed on: 5th March 2023

Exceptional budgeting app

Extremely intuitive, easy to use and very visually aesthetic - on particular the graphs/pie charts are very useful to visualise spending Reviewed on: 5th March 2023

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