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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Intuitive

The ability to see firsthand how your budget is aligned to your total budget. I’ve only ever bought two apps off the App Store, Emma is one of them. The feel, the user interface, it makes you want to interact with the app. An outstanding app and it’s helped me take back control of my spending. Reviewed on: 4th March 2023

Great budgeting app

I really like this app, it really helps me budget my finances every month and has a very user-friendly interface Reviewed on: 4th March 2023

A very useful app

It’s a great app to have, it helps keep you organised and be able to check your finances/savings more easily Reviewed on: 4th March 2023

BEST APP EVER

I’ve never been able to budget properly…until now! Emma is easy to use, insightful and a friendly way to manage finances. I was scared to keep track of my spending before but Emma makes me actually want to keep an eye on it! Happy with this app and would recommend it to anyone who wants to budget, has a savings goal or just wants a cute break down of where all their money goes! 10/10! Reviewed on: 4th March 2023

Tight knit finance

I use emma daily and ive had the app for about a year now, it’s absolutely perfect and so easy to use Reviewed on: 4th March 2023

Great

Fantastic app, that helps clarify spending and budgets Reviewed on: 2nd March 2023

Conclusive

Emma manages to group all my accounts together in a way that's cohesive and coherent where other money apps fall short. Reviewed on: 28th February 2023

Really helpful, lots of potential.

Emma has really helped me stay in track with my budgeting, I use the app daily’s Reviewed on: 27th February 2023

From one fabulous Emma to another....

Fairly straightforward banking/budgeting app. Some of the menus/features can be a little tricky to navigate, but once you've worked it out, it's top notch!! Reviewed on: 25th February 2023

Great app

I love it it really helps me figure out my finances and budget for uni as I know nothing of banking Reviewed on: 25th February 2023

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