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Emma: Savings App reviews

View other Emma products
4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Intuitive

5
The ability to see firsthand how your budget is aligned to your total budget. I’ve only ever bought two apps off the App Store, Emma is one of them. The feel, the user interface, it makes you want to interact with the app. An outstanding app and it’s helped me take back control of my spending. Reviewed on: 4th March 2023
Izz's avatar
Izz

Great budgeting app

5
I really like this app, it really helps me budget my finances every month and has a very user-friendly interface Reviewed on: 4th March 2023
Chiara Marabese's avatar
Chiara Marabese

A very useful app

5
It’s a great app to have, it helps keep you organised and be able to check your finances/savings more easily Reviewed on: 4th March 2023
James Peacock's avatar
James Peacock

BEST APP EVER

5
I’ve never been able to budget properly…until now! Emma is easy to use, insightful and a friendly way to manage finances. I was scared to keep track of my spending before but Emma makes me actually want to keep an eye on it! Happy with this app and would recommend it to anyone who wants to budget, has a savings goal or just wants a cute break down of where all their money goes! 10/10! Reviewed on: 4th March 2023
verity_richards@live.co.uk's avatar
[email protected]

Tight knit finance

5
I use emma daily and ive had the app for about a year now, it’s absolutely perfect and so easy to use Reviewed on: 4th March 2023
Laura-Louise Cooper's avatar
Laura-Louise Cooper

Great

5
Fantastic app, that helps clarify spending and budgets Reviewed on: 2nd March 2023
Oli Smith's avatar
Oli Smith

Conclusive

5
Emma manages to group all my accounts together in a way that's cohesive and coherent where other money apps fall short. Reviewed on: 28th February 2023
Becky May's avatar
Becky May

Really helpful, lots of potential.

5
Emma has really helped me stay in track with my budgeting, I use the app daily’s Reviewed on: 27th February 2023
Georgia Dennis-Hurlock's avatar
Georgia Dennis-Hurlock

From one fabulous Emma to another....

5
Fairly straightforward banking/budgeting app. Some of the menus/features can be a little tricky to navigate, but once you've worked it out, it's top notch!! Reviewed on: 25th February 2023
Emsie188's avatar
Emsie188

Great app

5
I love it it really helps me figure out my finances and budget for uni as I know nothing of banking Reviewed on: 25th February 2023
Gujc123's avatar
Gujc123

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