Smart Money People Logo

Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Savings App reviews (3559)

Keeps me on track!

5
I’m a student and find it really hard to save and prioritise money. Emma has helped me massively and allowed me to see exactly what I spend each month, making it easy to predict how much I need for certain aspects such as food shopping in the future. The Emma App was the motivation I needed to manage my money better. Thanks Emma! Reviewed on: 25th February 2023

Collections of my finances in single app

5
Since using Emma I have been managing my budget much better. It's so good to be able to see all my info in the same place. I really like the advice it gives. Empowered because of it. Reviewed on: 19th February 2023

Game changing app!

5
I’m so pleased I found this app after searching Google. I’m such a visual person and seeing numbers was so boring before I knew I needed something more user friendly. When I downloaded Emma I was in debt- now I’m debt free, have investments and have now joined the new savings scheme. I recommend to my friends and family all the time. I’m now in control of my finances finally aged 35! Reviewed on: 19th February 2023

Excellent app

5
A superb app that has helped me sort out my finances for over a year. I would use it for as long as the app exists. Thankyou Emma Reviewed on: 18th February 2023

Easy to use

5
Emma has helped me see things a bit more clearly financially. Would love to see them slightly improve the ability of the app to pick up correct subscriptions/repeat payments. But overall, fantastic! Reviewed on: 18th February 2023

Recommended to friends and relatives that like their type of puzzle strategy kinda of game myself I been playing iy years over 1000levels completed by myself which I am happy with

4
Game is placentaly simple great time killer just what I want in a mobile game to kill time waiting Reviewed on: 18th February 2023

Nice budget planning app

5
This app is very good for monitoring the spending and plan your budget Reviewed on: 17th February 2023

Save, check balance and invest

5
I've been able to get daily balance updates and invest, that's all I wanted and it works seemlessly on Emma. Reviewed on: 16th February 2023

Went from being a financephobe to an amateur accountant

4
About 5 years ago, I found myself in a dire financial situation, exacerbated by my ADHD-driven impulsive spending. I didn't get onto how much the accumulation of small purchases throughout a month affected my outgoings. Seeing it set out in a visual way, itemised, with a totted total, really helped me to get a grip on my spending. Rather than treating myself to 10-15 coffees a month or buying my lunch out on a daily basis, I used the Emma app to identify where I was siphoning my wages and within the space of a month or two, I could suddenly put some savings away, or buy something meaningful that I could savour. Emma has become such an intrinsic part of my financial life now that I feel I would be much worse-off without it. My only minor gripe is that some features are paywalled - but this has never affected the core product, which I would describe as essential. Reviewed on: 16th February 2023

Perfect finance app

5
It’s the best budget app ever. I’m a student so I really appreciate that Emma helps me get organized with my monthly expenses. That way I save money and can travel! Reviewed on: 16th February 2023

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review