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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Personal finances compass

4
Emma helped me to have a better view on my cashflow. The app didn't give me a fish, nor the rod. It gave me fisherman's mentality Reviewed on: 16th February 2023
Gavin Senior's avatar
Gavin Senior

Good simple app that does what my banks can't do

4
My main use is to search transactions older then a month without trawling through statements Reviewed on: 16th February 2023
Noah Yeates's avatar
Noah Yeates

Couldn't live without this app now

5
This app is essential for the way I like to run my personal finances. It's just exceptional Reviewed on: 16th February 2023
R0 1's avatar
R0 1

Amainggg

5
So useful for setting budgets and saving, it helped me control my spending so well and on top of all that it helps you with investing. Reviewed on: 16th February 2023
LightedSpice's avatar
LightedSpice

Brilliant Budgeting App

5
Very useful for managing my monthly budget and tracking my transactions and spending Reviewed on: 16th February 2023
Daisy's avatar
Daisy

Really easy to use and helps you to nail down your spending

5
I downloaded the Emma app after a recommendation from a finance talk. It's really easy to navigate and it's daily roundups really help you to understand what you're spending. Reviewed on: 16th February 2023
Carla's avatar
Carla

Amazing app!

5
The app has lots of options to manage my savings and love the budgeting options! Very easy to use and would recommend to anyone. Reviewed on: 16th February 2023
Niamh Cyprus's avatar
Niamh Cyprus

Useful App

5
It’s nice to see everything in one place. One cool feature is that you can export all your financial data into an Excel file. Reviewed on: 16th February 2023
Gabriela's avatar
Gabriela

Great app

5
Emma has made managing my finances much easier Reviewed on: 16th February 2023
Bsawoods's avatar
Bsawoods

More helpful than annoying

5
There should be something annoying about seeing your ever decreasing bank balance flash before you everyday, but it is actually quite helpful, especially the breakdown and management you can then do Reviewed on: 16th February 2023
Ioan's avatar
Ioan

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