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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Personal finances compass

Emma helped me to have a better view on my cashflow. The app didn't give me a fish, nor the rod. It gave me fisherman's mentality Reviewed on: 16th February 2023

Good simple app that does what my banks can't do

My main use is to search transactions older then a month without trawling through statements Reviewed on: 16th February 2023

Couldn't live without this app now

This app is essential for the way I like to run my personal finances. It's just exceptional Reviewed on: 16th February 2023

Amainggg

So useful for setting budgets and saving, it helped me control my spending so well and on top of all that it helps you with investing. Reviewed on: 16th February 2023

Brilliant Budgeting App

Very useful for managing my monthly budget and tracking my transactions and spending Reviewed on: 16th February 2023

Really easy to use and helps you to nail down your spending

I downloaded the Emma app after a recommendation from a finance talk. It's really easy to navigate and it's daily roundups really help you to understand what you're spending. Reviewed on: 16th February 2023

Amazing app!

The app has lots of options to manage my savings and love the budgeting options! Very easy to use and would recommend to anyone. Reviewed on: 16th February 2023

Useful App

It’s nice to see everything in one place. One cool feature is that you can export all your financial data into an Excel file. Reviewed on: 16th February 2023

Great app

Emma has made managing my finances much easier Reviewed on: 16th February 2023

More helpful than annoying

There should be something annoying about seeing your ever decreasing bank balance flash before you everyday, but it is actually quite helpful, especially the breakdown and management you can then do Reviewed on: 16th February 2023

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