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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great money saving service

5
Great service for money saving and managing budgets, great for anyone looking to be money conscious Reviewed on: 16th February 2023

Extremely helpful

5
I've never been great at budgeting but Emma has made it so much easier, which other banking apps failed to do for me. A recent addition to the app which allows me to see a recommended daily budget for the rest of the month has been really helpful and the notifications I get reminding me of what's happening with my money is just super useful. Reviewed on: 16th February 2023

Keep in touch with your money like you keep in touch with your friends with Emma

5
Well When I had money I spent it on everyone . Now their is not even enough to spend on friends , I still spend . Emma helps me remember my Electric bill and especially the IVA A also helps me think about buying a bit of food for me before ‘They’ grab it first. Yehhh! I got someone close to protect me from myself ;with Emma. Reviewed on: 16th February 2023

Great app

5
It is a very good app it has a simple yet effective layout. It informs you on all the information you need. Fun quizzes every week. No app like it Reviewed on: 16th February 2023

Brilliant for budgeting!

5
The Emma app has helped me managed my budget, increased how much I save each month, and reduced unnecessary subscriptions. Reviewed on: 16th February 2023

Useful notifications for upcoming recurring payments

5
Useful app to keep track of several accounts and subscriptions/recurring payments Reviewed on: 16th February 2023

Emma helped me control my finances

5
Emma is a brilliant app that actually makes saving and managing finances fun! I have recommended to everyone who will listen! Reviewed on: 16th February 2023

Emma, best finance app ever!

5
I use Emma daily, it’s amazing how it can take track of my savings! Reviewed on: 16th February 2023

See all your accounts in one place

5
Open banking done properly. Many other banks let you see other accounts, but the list of banks they can access is very limited. Emma gave an extensive list. Reviewed on: 16th February 2023

Quick and clear

5
Emma App is clear and easy to use, it breaks down all accounts into one place and helps manage saving and debt. I have ADHD and this is fantastic for me, it gives me a daily update on exactly how much money I’ve got in each account and my overall net worth. Reviewed on: 16th February 2023

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