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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great money saving service

Great service for money saving and managing budgets, great for anyone looking to be money conscious Reviewed on: 16th February 2023

Extremely helpful

I've never been great at budgeting but Emma has made it so much easier, which other banking apps failed to do for me. A recent addition to the app which allows me to see a recommended daily budget for the rest of the month has been really helpful and the notifications I get reminding me of what's happening with my money is just super useful. Reviewed on: 16th February 2023

Keep in touch with your money like you keep in touch with your friends with Emma

Well When I had money I spent it on everyone . Now their is not even enough to spend on friends , I still spend . Emma helps me remember my Electric bill and especially the IVA A also helps me think about buying a bit of food for me before ‘They’ grab it first. Yehhh! I got someone close to protect me from myself ;with Emma. Reviewed on: 16th February 2023

Great app

It is a very good app it has a simple yet effective layout. It informs you on all the information you need. Fun quizzes every week. No app like it Reviewed on: 16th February 2023

Brilliant for budgeting!

The Emma app has helped me managed my budget, increased how much I save each month, and reduced unnecessary subscriptions. Reviewed on: 16th February 2023

Useful notifications for upcoming recurring payments

Useful app to keep track of several accounts and subscriptions/recurring payments Reviewed on: 16th February 2023

Emma helped me control my finances

Emma is a brilliant app that actually makes saving and managing finances fun! I have recommended to everyone who will listen! Reviewed on: 16th February 2023

Emma, best finance app ever!

I use Emma daily, it’s amazing how it can take track of my savings! Reviewed on: 16th February 2023

See all your accounts in one place

Open banking done properly. Many other banks let you see other accounts, but the list of banks they can access is very limited. Emma gave an extensive list. Reviewed on: 16th February 2023

Quick and clear

Emma App is clear and easy to use, it breaks down all accounts into one place and helps manage saving and debt. I have ADHD and this is fantastic for me, it gives me a daily update on exactly how much money I’ve got in each account and my overall net worth. Reviewed on: 16th February 2023

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