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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Excellent app - brings it all together

5
It's great to have all my finances in one place and they are continually evolving the app and adding more features. For me it's a must have app. Also love being able to download my entire transaction history so I can analyse it in Excel. Reviewed on: 16th February 2023
Ross Radford 's avatar
Ross Radford

Super helpful!

5
I love the way it notifies me of my balance everyday this really helps me keep on top of my money! It’s great that you can see everything in one place Reviewed on: 16th February 2023
Sophie 's avatar
Sophie

App with great features

5
Nice set of features to help you with managing your money Reviewed on: 16th February 2023
Landry Runyutu's avatar
Landry Runyutu

Works great to save money and plan

5
I love the bill reminder function so that I don't miss. Bill and I can make sure the funds are in my account to cover that bill. I also love the budgeting and commited spending functions with the subscriptions. Really helps to remember everything and can see where my money is going and can cut back If I see something higher than it should be. Thanks forna great app. Reviewed on: 16th February 2023
Jason Robbins's avatar
Jason Robbins

Recommend!!

5
This app makes me so conscious of what I have by sending me a notification of my balance every morning- it’s so easy to avoid looking at your account and just leaving it, but Emma makes sure it’s not out of sight and out of mind! Reviewed on: 16th February 2023
Ellie Trice's avatar
Ellie Trice

best app

5
helps with savings and keeping me on track with payments and saving! 100/100 recommended to anyone Reviewed on: 15th February 2023
Georgia Walton's avatar
Georgia Walton

Clear picture of my money

4
Intuitive and feature rich. At any time in the month I know what money I have across all accounts and investments. Tracking my history is brilliant too, knowing exactly when I spent what. Reviewed on: 15th February 2023
Whizzey's avatar
Whizzey

Simple, straightforward and streamlined

5
Emma is a great app, I use it for budgeting but there are lots of cool features that I hope to use in future. I love the interface and the design, no silly, overdone stuff but still interesting enough to make it different. Thanks for being there Emma! Reviewed on: 15th February 2023
Kiki R's avatar
Kiki R

Essential app in global recession

5
I love this app! I honestly use it more than my online banking. It just keeps everything together, is so transparent and easy to use. I can see exactly where my money goes and keep track of it. So important as head of a family and a home owner. Reviewed on: 15th February 2023
Kayleigh's avatar
Kayleigh

Great app. Useful. Can save you money

5
Emma is a great app that helps you keep track of your money in different bank accounts (and also Crypto). It can also help you save money with some cashback offers and their Saving Pots; and also saving on your utility bills e.g. broadband Reviewed on: 15th February 2023
Andrew Yee's avatar
Andrew Yee

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