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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Emma is the best savings app!

5
I've had Emma for at least 2 years now and the app has improved so much. The app was already very good when I started using it for tracking my spending. I loved the fact i could connect it with my bank account directly unlike other savings apps where i had to enter my spending manually. Emma has very good features, an easy to navigate interface and a unique app design. So now years later with even more features having been added and the further updates made to the app and its design, Emma is truly the best. The app is constantly improving. My favourite savings app for sure! Reviewed on: 15th February 2023
Amirah Yahaya's avatar
Amirah Yahaya

Great bank

5
Great bank! Definitely would recommend Reviewed on: 15th February 2023
John's avatar
John

Brilliant app. For me personally Emma works wonders in order of organising and keeping track of spendings all in one place.

5
It was amazing. Absolutely fabulous app! 10/10 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️ Reviewed on: 15th February 2023
Lj's avatar
Lj

Great App

5
Best app for keeping knowledge of where all my money, investments and accounts are. Would highly recommend. Reviewed on: 15th February 2023
Charles's avatar
Charles

Excellent app!

5
Emma is a brilliant app for tracking finances. The daily notifications help with money management and the weekly reports keep me aware of my spending patterns. Very helpful! Reviewed on: 15th February 2023
Coco Amor's avatar
Coco Amor

Great banking app

5
Has all my finances in one place, easy to use and helps me budget. Great app. Reviewed on: 15th February 2023
Alex Gorton's avatar
Alex Gorton

Helpful in many ways

4
Very clear info, nicely presented, many useful features Reviewed on: 15th February 2023
Dan-'s avatar
Dan-

Simple yet effective

5
Honestly I’ve always been terrible with any kind of finance this app has really helped me understand things better Reviewed on: 15th February 2023
George 's avatar
George

Brilliant

5
Wonderful experience, best budgeting app I’ve come across Reviewed on: 15th February 2023
Aditi 's avatar
Aditi

best app

5
i’d love emma. it has been very helpful to me, now i know what and how much i’m spending my money on. it’s all categorized for me and it’s very easy to use. one of the best downloads on my phone Reviewed on: 15th February 2023
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