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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

A very useful savings app!

Emma makes saving easier, genuinely. It’s so helpful to have all my account collated in one place and be able to set specific budget. All round a great app! Reviewed on: 15th February 2023

Very good app

The app is very good is help you to budget well and help you with your income and what your spending Reviewed on: 15th February 2023

Almost replaced my accountant

Emma is so easy to use and does so much that it very nearly replaced my accountant Reviewed on: 15th February 2023

Emma has got me on top of my finaces

Bill tracking is the key feature here and when it ties into your payday you're easily able to understand how much spending money you've got left, this has stopped me going into my overdraft at all! Thanks Emma. Reviewed on: 15th February 2023

Love it, easy overview of all accounts

I use Emma to check on multiple back accounts including savings. Makes it easy to see where your money goes and to have an overview of how your doing overall. I hate budgeting so this couldn't be more helpful as it's all tracked automatically for you. Reviewed on: 15th February 2023

Keeping track

Nice to keep track of all accounts in 1 place Reviewed on: 15th February 2023

Great App, very intuitive

Have been using Emma to save, invest and just keep track of all my spending. One of the most useful parts is the daily balance update to know how much is in your bank account and also to see a gold breakdown of all your spending that's neatly categorised. Cannot recommend enough! Reviewed on: 15th February 2023

Managing my spending

Since I have used Emma, it has become a lot easier to track my spending. I get valuable information from weekly reports produced by Emma which helps me to plan for the week ahead. Reviewed on: 15th February 2023

Best app to budget and save

Downloaded Emma so I can learn how to manage my money better and keep an eye in what I'm spending. On top of that I am managing to save more than I thought I could and reduce subscription payments that I have no need for. Reviewed on: 15th February 2023

Brilliant budgeting app

A brilliant budgeting app that includes most of your finances all in one place. With plenty of other features it's just easy to use, well laid out and with handy daily notifications to help you keep track of your spending. Reviewed on: 15th February 2023

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