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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

An amazing banking app

5
Easy to receive money or send money to people and love the group money sharing Reviewed on: 15th February 2023

Good overvoew of overal spending

5
I can see what i spend my money on so i can be more mindful. Reviewed on: 15th February 2023

Nice App

4
Easy to use and understand, but expensive Reviewed on: 15th February 2023

Slick app, organised, and helpful.

5
Great app. Very slick interface, and helpful categories to encourage saving money. Reviewed on: 15th February 2023

Easy to use and very useful

5
Love that it gives me a quick overview of my finances everyday. Seamless integration and great support for all my finance accounts Reviewed on: 15th February 2023

Very nice app for managing finances

5
I use Emma to get an overview of all my accounts and credit cards in a single place. Reviewed on: 15th February 2023

Amazing!

5
Really helped me budget better and put all my spending into categories and set myself budgets for each one! Honestly such a good app and the free features are enough for what you need it for! Reviewed on: 15th February 2023

Perfect.

5
Easy to use and a fantastic tool for saving money, tracking spending, and saving and investing extra cash Reviewed on: 15th February 2023

Incredibly useful tool to keep track of all my finances.

5
Gives great visibility of finances from multiple sources in one place. Provides excellent summaries, overviews, statistics and suggestions. Reviewed on: 15th February 2023

Amazing

5
I love how I can track my spending with Emma at no extra cost. Will 100% recommend to family and friends! Reviewed on: 15th February 2023

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