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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

amazing bank

amazing bank helping me to get my savings and investments in order Reviewed on: 15th February 2023

The meaning of Emma

A well named Company, derived from the Germanic word ermen, meaning "whole" or "universal.", that pretty much sums it up! Reviewed on: 15th February 2023

Great app

Emma really helps with my budgeting and is making getting out of debt much easier and simpler. Reviewed on: 15th February 2023

Clean Usage

All clear to use and has fantastic features which helps my day to day life. Reviewed on: 15th February 2023

Excellent app to track expenses

Great app. Everything in one place. Track expenses and also saving plans Reviewed on: 15th February 2023

Easy to use and useful for saving

Emma’s been great in helping me categorise my money - great interface and has made organising my finances simple. Reviewed on: 15th February 2023

Everyone need this

Had it to initially track my expenses. But it's evolved into the best money management tool out there Reviewed on: 15th February 2023

Keeps up with my spending.

This is a great app. It keeps track of most of my accounts. There are a few that need to be added. I am able to create categories and add my spending to them. I can also take one purchase and assign each item to a different category. There are several additional features which I have not yet used so I can't speak about them. Reviewed on: 15th February 2023

Amazing life altering app

Love Emma! It helps me organise my life, it's like a personal secretary organising everything for me. Brilliant I can't recommend it highly enough Reviewed on: 15th February 2023

Love Emma! So easy to use

I use Emma a lot, mainly to transfer money between my own accounts. I can add as many payees as I need and it only takes a few seconds. It’s so convenient as I’m always misplacing my card reader. I love how it also lets me know when I’m going over my budget and what I’ve spent most on Reviewed on: 15th February 2023

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