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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

amazing bank

5
amazing bank helping me to get my savings and investments in order Reviewed on: 15th February 2023
Alina 's avatar
Alina

The meaning of Emma

5
A well named Company, derived from the Germanic word ermen, meaning "whole" or "universal.", that pretty much sums it up! Reviewed on: 15th February 2023
Alan's avatar
Alan

Great app

5
Emma really helps with my budgeting and is making getting out of debt much easier and simpler. Reviewed on: 15th February 2023
Zak Tanton's avatar
Zak Tanton

Clean Usage

5
All clear to use and has fantastic features which helps my day to day life. Reviewed on: 15th February 2023
Aman's avatar
Aman

Excellent app to track expenses

5
Great app. Everything in one place. Track expenses and also saving plans Reviewed on: 15th February 2023
Sean C's avatar
Sean C

Easy to use and useful for saving

5
Emma’s been great in helping me categorise my money - great interface and has made organising my finances simple. Reviewed on: 15th February 2023
Conor's avatar
Conor

Everyone need this

5
Had it to initially track my expenses. But it's evolved into the best money management tool out there Reviewed on: 15th February 2023
Emmanuel Aroge's avatar
Emmanuel Aroge

Keeps up with my spending.

5
This is a great app. It keeps track of most of my accounts. There are a few that need to be added. I am able to create categories and add my spending to them. I can also take one purchase and assign each item to a different category. There are several additional features which I have not yet used so I can't speak about them. Reviewed on: 15th February 2023
Anonymous's avatar
Anonymous

Amazing life altering app

5
Love Emma! It helps me organise my life, it's like a personal secretary organising everything for me. Brilliant I can't recommend it highly enough Reviewed on: 15th February 2023
Shelleigh Farr's avatar
Shelleigh Farr

Love Emma! So easy to use

5
I use Emma a lot, mainly to transfer money between my own accounts. I can add as many payees as I need and it only takes a few seconds. It’s so convenient as I’m always misplacing my card reader. I love how it also lets me know when I’m going over my budget and what I’ve spent most on Reviewed on: 15th February 2023
Dee's avatar
Dee

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