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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Great

5
So easy to see all transactions and balances in one place Reviewed on: 15th February 2023

Very helpful app

5
Love the daily updates telling me my bank balance. Very helpful with bill comparison etc. Makes viewing your spending habits so easy. Always recommend to people close to me. Also a fan of the quizzes! Something fun & keeps your app usage up/reminds you to check. Reviewed on: 15th February 2023

Amazing

5
So easy to use and have been better at budgeting and keeping track of my money since using this fantastic app Reviewed on: 15th February 2023

Awesome app

5
Always there when needed for help Reviewed on: 15th February 2023

Really helpful app

5
Makes understanding what's coming in and going out much easier to keep track of. Reviewed on: 15th February 2023

I like you app

3
Hi thanks I know in morning from you app how much I spending my money Reviewed on: 15th February 2023

Great way to track spending

5
Easy to use. Great notifications. Allows me to manage money easily. Reviewed on: 15th February 2023

Really intelligent bank consolidator

5
This app is by far the best of all the bank consolidations. It has good intelligence as well as budgets and great analytics Reviewed on: 15th February 2023

I'm gonna be rich!

4
Emma has made such a difference to my life. Since downloading the app I can now see everything that's happening in all my accounts all in one place, with easy to understand graphs (which are very important for a scientist like myself!) I now have better control of my spending, helping me to make sure I always have more coming in than going out each month. The investment and savings aspects of the app are also wonderful and easy to use. Reviewed on: 15th February 2023

Doas what it doas

3
Works really well but ui is not the best however Reviewed on: 15th February 2023

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