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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great way to manage money

5
Emma is so easy to use, is Great for managing money and seeing upcoming bill payments and is brilliant to show how you spend your money. Really Great app. Would highly recommend. Especially with the rising living costs ... this gives really helpful insight to help manage money better. Reviewed on: 15th February 2023
Lauren Southcombe's avatar
Lauren Southcombe

Amazing really turned my life around

5
Really helped me get my budgeting under control and helped massively Reviewed on: 15th February 2023
Tristan Wise's avatar
Tristan Wise

Fantatic finn tech that keeps improving

5
Started using this a few years ago. Love it. Pulls all my accounts together and predicts my position on an instant basis. The savings pots are great new innovation so i have my money away from my hands and building up in pots. Reviewed on: 15th February 2023
Willjadsheadgrant@gmail.com 's avatar
[email protected]

Great app for budgeting and saving!

5
I use Emma for my budgeting and saving needs. I feel like out of all the apps out there, Emma is the best for understanding your spending and setting out a realistic and personal budget plan. Reviewed on: 15th February 2023
Jessica's avatar
Jessica

Everyone needs this app

5
I got this to control my pay day splurge spending. It's gotten it right back in control. Can't recommend it up. Reviewed on: 15th February 2023
Rory Craig's avatar
Rory Craig

Very good

4
Very nice, very much good. No problem everything nice. Reviewed on: 15th February 2023
Daniel Silva's avatar
Daniel Silva

Really good

5
Great app, really helpful to see the breakdown of everything. Only wish you didn't have to pay so much extra for the added bits Reviewed on: 15th February 2023
graceruby 's avatar
graceruby

Best for students !!!

5
It’s been such a life savour for helping me with my finances as a student !! Recommend to all my friends ! Reviewed on: 15th February 2023
Aaron's avatar
Aaron

Budgeting genius

5
Emma has helped me manage my budgeting better than any other, keeping note of my paid subscriptions and other bills have really abled me to keep track on where that money goes. This has helped me improve on always having an efficient amount of money saved Reviewed on: 15th February 2023
Hannah 's avatar
Hannah

Easy to manage my money

4
It’ easy to consolidate multiple bank accounts and see my revenue and expenditure. One disappointing point is that some saving accounts offered by online banks, such as Revolut and Monzo, are not available for connection. Reviewed on: 15th February 2023
Yu Takahashi 's avatar
Yu Takahashi

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