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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great way to manage money

Emma is so easy to use, is Great for managing money and seeing upcoming bill payments and is brilliant to show how you spend your money. Really Great app. Would highly recommend. Especially with the rising living costs ... this gives really helpful insight to help manage money better. Reviewed on: 15th February 2023

Amazing really turned my life around

Really helped me get my budgeting under control and helped massively Reviewed on: 15th February 2023

Fantatic finn tech that keeps improving

Started using this a few years ago. Love it. Pulls all my accounts together and predicts my position on an instant basis. The savings pots are great new innovation so i have my money away from my hands and building up in pots. Reviewed on: 15th February 2023

Great app for budgeting and saving!

I use Emma for my budgeting and saving needs. I feel like out of all the apps out there, Emma is the best for understanding your spending and setting out a realistic and personal budget plan. Reviewed on: 15th February 2023

Everyone needs this app

I got this to control my pay day splurge spending. It's gotten it right back in control. Can't recommend it up. Reviewed on: 15th February 2023

Very good

Very nice, very much good. No problem everything nice. Reviewed on: 15th February 2023

Really good

Great app, really helpful to see the breakdown of everything. Only wish you didn't have to pay so much extra for the added bits Reviewed on: 15th February 2023

Best for students !!!

It’s been such a life savour for helping me with my finances as a student !! Recommend to all my friends ! Reviewed on: 15th February 2023

Budgeting genius

Emma has helped me manage my budgeting better than any other, keeping note of my paid subscriptions and other bills have really abled me to keep track on where that money goes. This has helped me improve on always having an efficient amount of money saved Reviewed on: 15th February 2023

Easy to manage my money

It’ easy to consolidate multiple bank accounts and see my revenue and expenditure. One disappointing point is that some saving accounts offered by online banks, such as Revolut and Monzo, are not available for connection. Reviewed on: 15th February 2023

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