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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Dont miss out ! Try it !

5
Easy for hard working people ! Its like a personal assistant helping you stay on time with your bills and use your money better ! Because of Emma today im on time with my bills and getting a better view on how im spending the money and how can i do better ! Reviewed on: 15th February 2023

Great app

5
Great overall finance app, one stop shop for everything to control your money Reviewed on: 15th February 2023

Wicked app

5
Love the way it keeps me up to date with my accounts Reviewed on: 15th February 2023

Helped me save so much money

5
Emma helped my realise a lot of my money was being wasted on things I didn’t need. I instead made savings and now have a lot of money behind me! Really amazing in these times Reviewed on: 15th February 2023

Amazing app for budgeting

5
Brilliant app for helping me to see my bank accounts, investments and credit cards all in one place. Helps me budget, save and see what I’m spending with ease! Reviewed on: 15th February 2023

Useful insights and notifications

4
Highlighting recurring payments and subscriptions and giving me timeline notifications has been useful Reviewed on: 15th February 2023

Just a really helpful App

5
I struggle with budgeting a lot and have tried many notebooks and methods of writing it all down but to have an app that syncs with your bank is so helpful as I can see what I have got + see my spending habits to see where my downfalls are - it’s helping me change to be a better financially savvy person - highly recommend!! Reviewed on: 15th February 2023

Great for keeping on top of finances

4
Helpful tools with constant updates to services, highly recommend! Reviewed on: 15th February 2023

Excellent for money management

5
Emma is brilliant for empowering people to manage their income and outgoings from multiple avenues, consolidated into one place. It’s pleasant and simplified interface takes the stress out of money management and has allowed me to save well; as well as being able to enjoy my disposable income-guilt free. Reviewed on: 15th February 2023

Expense Tracker

5
Such a wonderful app to have all the multi accounts expenses at one place Reviewed on: 15th February 2023

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