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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Banking data at my fingertips

5
Such a handy app for analysing, and helping keep on top of, my finances. Other handy features that I'm only just exploring, like investing. The Emma app does the thinking for me, and saves me a ton of time and effort! Reviewed on: 15th February 2023
Kevin Mannion's avatar
Kevin Mannion

Quick and easy to use has tools in it to help you budget and know what your spending and where

5
Emma helped me recognise a few unrecognisable transactions that I never made and helped me stop fraud Reviewed on: 15th February 2023
Chae's avatar
Chae

Regularly tells me my balance, tells me if I'm over spending and gives reviews of how well I budgeted

5
My day begins with a notification of what's in my balance without me needing to log in which I find really helpful, it also informs transactions which is really convenient. Theres a graph showing my spending with my income to tell me if I'm spending more than I'm earning which grants good insight, and gives me overall evaluation once data us collected and telling me what I did well with budgeting and could improve with. As a student living off of loans this has been very helpful. Reviewed on: 15th February 2023
Annabel sumner 's avatar
Annabel sumner

Back in control of finances

5
It's amazing how easy costs/subscriptions add up. Seeing them all together and closely monitoring all accounts in 1 place is a game charger Reviewed on: 15th February 2023
Ben Hanning's avatar
Ben Hanning

Saving with ease

5
Emma is a very fast and very reliable saving app that is amazing for anyone in university looking to manage there finances Reviewed on: 15th February 2023
Alister Edwards's avatar
Alister Edwards

Makes viewing and tracking budgets straight forward across different accounts.

5
The UI is great, with easy to use functionality. The only limitations stem from the APIs of other providers. Reviewed on: 15th February 2023
Peter Bonnington's avatar
Peter Bonnington

Everything in one place

5
Makes managing your finances a doddle! Reviewed on: 15th February 2023
Duncan McCubbine's avatar
Duncan McCubbine

Good app

4
Good features and the app works well. Reviewed on: 15th February 2023
Mackingtosh's avatar
Mackingtosh

Need CHASE UK

3
Excellent app. However does not connect to Chase UK whereas 'Wallet' does and is free. Please get CHASE UK added Reviewed on: 15th February 2023
Rod B's avatar
Rod B

Makes tracking spending easy

4
I find it easy to categorise your spending, making it clear how your habits change over time or where you can cut back. Haven't tried the investing side of things but that looks much easier than going through a broker or whatever. Reviewed on: 15th February 2023
Rory McAllister's avatar
Rory McAllister

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