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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Transformative Tool

5
Since I started using Emma over a year ago I have gained much more control over my finances and my Limited Company has been the biggest beneficiary of this. The ability to see my position with spreadsheets to amalgamate several accounts has made me much more agile and professional. Thanks Emma! Reviewed on: 15th February 2023
Colin Ross's avatar
Colin Ross

Life changer

5
Minding Santander doesn’t show notifications of when transactions go through, I get something a little faster with Emma. That, and it tells me when bills might come out which is convenient, and helps me budget better with weekly stats and daily notifications saying how much money I have left. Seriously great app for money worriers like myself Reviewed on: 15th February 2023
George's avatar
George

Very efficient service, well laid out

5
Very easy to use. Helpful, good inf Reviewed on: 15th February 2023
josh francis's avatar
josh francis

Emma the best!

5
Best saving app. Has helped me save and keep an eye on my spendings. Reviewed on: 15th February 2023
Leah burlingham's avatar
Leah burlingham

Stunning

5
Does everything and anything, helped me become debt free Reviewed on: 15th February 2023
Asalisbury003@hotmail.com's avatar
[email protected]

Truly amazing

5
Lets me see what I have spent my money on through the month, which then allows me to reduce the amount of money I spend on unnecessary things. Absolute saviour of an app Reviewed on: 15th February 2023
alfieholmess's avatar
alfieholmess

Great for keeping everything in one place

4
Emma has become an invaluable way of keeping track of our finances. It is a little buggy at times and can make some wrong assumptions about repeated outgoings, but overall is easy to use and configure. Reviewed on: 15th February 2023
Matt Abbott's avatar
Matt Abbott

Kingdom Earl Emma Review

5
Emma finance is great. The app has really helped me to manage my finances well. It lets me know everything and how much I have in my bank account Reviewed on: 15th February 2023
Kingdom Earl's avatar
Kingdom Earl

Quite good

5
Helpful to see where your expenses are going Reviewed on: 15th February 2023
Pedro Marques's avatar
Pedro Marques

Excellent fantastic brilliant

5
I have been using emma now for a few months I am saving every week and I think this is excellent for people as I was one off them ones who couldn’t save Reviewed on: 15th February 2023
Ryan mcdavid 's avatar
Ryan mcdavid

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