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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Transformative Tool

Since I started using Emma over a year ago I have gained much more control over my finances and my Limited Company has been the biggest beneficiary of this. The ability to see my position with spreadsheets to amalgamate several accounts has made me much more agile and professional. Thanks Emma! Reviewed on: 15th February 2023

Life changer

Minding Santander doesn’t show notifications of when transactions go through, I get something a little faster with Emma. That, and it tells me when bills might come out which is convenient, and helps me budget better with weekly stats and daily notifications saying how much money I have left. Seriously great app for money worriers like myself Reviewed on: 15th February 2023

Very efficient service, well laid out

Very easy to use. Helpful, good inf Reviewed on: 15th February 2023

Emma the best!

Best saving app. Has helped me save and keep an eye on my spendings. Reviewed on: 15th February 2023

Stunning

Does everything and anything, helped me become debt free Reviewed on: 15th February 2023

Truly amazing

Lets me see what I have spent my money on through the month, which then allows me to reduce the amount of money I spend on unnecessary things. Absolute saviour of an app Reviewed on: 15th February 2023

Great for keeping everything in one place

Emma has become an invaluable way of keeping track of our finances. It is a little buggy at times and can make some wrong assumptions about repeated outgoings, but overall is easy to use and configure. Reviewed on: 15th February 2023

Kingdom Earl Emma Review

Emma finance is great. The app has really helped me to manage my finances well. It lets me know everything and how much I have in my bank account Reviewed on: 15th February 2023

Quite good

Helpful to see where your expenses are going Reviewed on: 15th February 2023

Excellent fantastic brilliant

I have been using emma now for a few months I am saving every week and I think this is excellent for people as I was one off them ones who couldn’t save Reviewed on: 15th February 2023

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