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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Keeping track is so easy

5
Having reminders of my balance without the anxious anticipation to open my mobile banking to check the damage means I know what’s going on more frequently and gets rid of my out of site out of mind attitude with spending Reviewed on: 15th February 2023

It keeps me accountable!

5
I love using this app! It helps me to keep on track of my finances in a fun way! Reviewed on: 15th February 2023

Brilliant budgeting app

5
This app allows me to view all of my accounts in one place and see how much I have, and how much I can spend. I love how it keeps you focused on your budget with the weekly reports. Reviewed on: 15th February 2023

Really good app and easy to use

5
The app is perfect for use and is easy to navigate Reviewed on: 15th February 2023

It makes banking easily. I can effortlessly keep track of my spending.

5
I have been using Emma for the past few months to track my finances, and I am very impressed with the app's features and functionality. The app is incredibly user-friendly, and I was able to start tracking my expenses and income with ease. One of the best features of Emma is its ability to categorize expenses, which makes it easy to see where my money is going each month. The app also provides detailed reports and visual graphs, which have helped me better understand my spending habits and make adjustments where necessary. Another great feature of the app is the ability to set financial goals and track progress towards them. I find this to be incredibly motivating and have been able to make positive changes to my finances as a result. The app's customer service is also excellent. I had a question about a specific feature, and the support team was quick to respond and provided clear and helpful information. Overall, I highly recommend Emma for anyone who wants to better understand and manage their finances. It is an excellent app that is well-designed, easy to use, and has helped me to be more financially responsible. Reviewed on: 15th February 2023

Amazing

5
Makes life so simple in one app. Reviewed on: 15th February 2023

Amazing! Really helped me balance my money each month.

5
My experience with Emma has been amazing. It has helped me manage my money so much better. Would highly recommend to anyone. Reviewed on: 15th February 2023

Fabulous!

4
I stumbled across the Emma app during a real financial low, I couldn’t for the life of me keep track of my expenses much less make myself a plan for getting back on track. The Emma app has been a surprisingly useful tool in setting and managing budgets, but more importantly for me- showing me where my money was really going! It’s money insights and breakdowns at the end of every week really help me review and plan for the next week. I’m now doing so much better with my finances that I actually have savings and money to spare at the end of the month! Great app if you’re struggling to manage your money and don’t know where to begin, give it a shot! Reviewed on: 15th February 2023

Best way to save

5
Great way to save and seeing how much you are spending. Reviewed on: 15th February 2023

10/10 so so so happy

5
Honestly this app is the BEST. I just love the notifications I keep getting to keep my money in track and save in there as well Reviewed on: 15th February 2023

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