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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Keeping track is so easy

Having reminders of my balance without the anxious anticipation to open my mobile banking to check the damage means I know what’s going on more frequently and gets rid of my out of site out of mind attitude with spending Reviewed on: 15th February 2023

It keeps me accountable!

I love using this app! It helps me to keep on track of my finances in a fun way! Reviewed on: 15th February 2023

Brilliant budgeting app

This app allows me to view all of my accounts in one place and see how much I have, and how much I can spend. I love how it keeps you focused on your budget with the weekly reports. Reviewed on: 15th February 2023

Really good app and easy to use

The app is perfect for use and is easy to navigate Reviewed on: 15th February 2023

It makes banking easily. I can effortlessly keep track of my spending.

I have been using Emma for the past few months to track my finances, and I am very impressed with the app's features and functionality. The app is incredibly user-friendly, and I was able to start tracking my expenses and income with ease. One of the best features of Emma is its ability to categorize expenses, which makes it easy to see where my money is going each month. The app also provides detailed reports and visual graphs, which have helped me better understand my spending habits and make adjustments where necessary. Another great feature of the app is the ability to set financial goals and track progress towards them. I find this to be incredibly motivating and have been able to make positive changes to my finances as a result. The app's customer service is also excellent. I had a question about a specific feature, and the support team was quick to respond and provided clear and helpful information. Overall, I highly recommend Emma for anyone who wants to better understand and manage their finances. It is an excellent app that is well-designed, easy to use, and has helped me to be more financially responsible. Reviewed on: 15th February 2023

Amazing

Makes life so simple in one app. Reviewed on: 15th February 2023

Amazing! Really helped me balance my money each month.

My experience with Emma has been amazing. It has helped me manage my money so much better. Would highly recommend to anyone. Reviewed on: 15th February 2023

Fabulous!

I stumbled across the Emma app during a real financial low, I couldn’t for the life of me keep track of my expenses much less make myself a plan for getting back on track. The Emma app has been a surprisingly useful tool in setting and managing budgets, but more importantly for me- showing me where my money was really going! It’s money insights and breakdowns at the end of every week really help me review and plan for the next week. I’m now doing so much better with my finances that I actually have savings and money to spare at the end of the month! Great app if you’re struggling to manage your money and don’t know where to begin, give it a shot! Reviewed on: 15th February 2023

Best way to save

Great way to save and seeing how much you are spending. Reviewed on: 15th February 2023

10/10 so so so happy

Honestly this app is the BEST. I just love the notifications I keep getting to keep my money in track and save in there as well Reviewed on: 15th February 2023

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