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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Excellent App for multi account

5
Emma is by far the best and most comprehensive and accurate money management app. If you have accounts in Revolut, Wise like multi currency accounts or in Paypal or in most of the digital/app only banks or if you have just regular high street banks, this the app you need to collect all of them into single space. Reviewed on: 15th February 2023
Anonymous's avatar
Anonymous

Great Tool For Budgeting And Saving

4
Emma helps you track your spending. The frequent updates and reminders help me keep my spending in check. And I love the fact that you can set up budgets in different areas you’d like to have your spending tracked on. There’s also multiple ways that help you when you want to save such as Pots Reviewed on: 15th February 2023
Sydney Kuda's avatar
Sydney Kuda

Essential to help me with my finances !

5
Best app I’ve ever tried in its field Reviewed on: 15th February 2023
Samuel 's avatar
Samuel

Love it

5
Emma has helped me save ton of money and feel much better about my credit score!!! Love it croosh it Reviewed on: 15th February 2023
Joanna's avatar
Joanna

Amazing money advise app

5
And so easy to use. I’ve been able to save even in this climate and living in an expensive city as it is Reviewed on: 15th February 2023
Nadia's avatar
Nadia

Very useful

5
I do like the app as it splits into different categories for where my money’s coming from etc. I know the app is still developing and always looking for improvement and willing to help people. Reviewed on: 15th February 2023
Joel's avatar
Joel

Brilliant app for budgeting

5
I use Emma to track my spending and to keep a handle on how much I need on a monthly basis. I have found it invaluable for doing so and very easy to use. I go into the app most days. It is the best way I have found of establishing and keeping to a budget. Reviewed on: 15th February 2023
averil_lockhart@hotmail.com's avatar
[email protected]

It's a good app

5
The app is easy to read, and easy to separate payment logins are a breeze. The UI is clean a tidy Reviewed on: 15th February 2023
Matt D's avatar
Matt D

Amazing!

5
It has such good interest rates and it’s so easy to see all your accounts in one place! Reviewed on: 15th February 2023
Eilis Cassidy's avatar
Eilis Cassidy

Perfect

5
Helped me save a lot more and budget my spending Reviewed on: 15th February 2023
Finlay's avatar
Finlay

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