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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Nice bank

Good services and very well system Reviewed on: 15th February 2023

It does everything very well

Just what I needed having do many accounts and card Reviewed on: 15th February 2023

Lovely app

Emma’s so helpful linking up my finances and giving me updates. I really like being able to categorise my spending. Great free as well as more for subscribers Reviewed on: 15th February 2023

Way more comprehensive

Emma is way more comprehensive than any other service of its kind, I'm truly amazing how good at managing my data within the application it is. Reviewed on: 15th February 2023

Best savings app

I’ve tried some saving apps before this one and they have numerous adverts so I can’t use the app and have been confusing to use. Unlike EMMA it has no adverts and it very simple to use, it’s helped me save a lot and i definitely would recommend it to a friend. Reviewed on: 15th February 2023

Save

Helps me keep track of my savings and where my money is going to Reviewed on: 15th February 2023

Easy to use

Easy to set up and use , no hassle and great graphics Reviewed on: 15th February 2023

Greeting all in financial app

Help in keeping my eyes on my investments and savings Reviewed on: 15th February 2023

Newly young adult

This app has been a great deal of help, I recently turned 19 and still had no understanding of how to budgets at 18! I struggled especially since my banking app would not break down my spending habits in useful manner! Until I found Emma the app on TikTok, it’s was exactly what I had been looking for, previous months had I had been struggling financially but now Emma had assisted me in understanding where my money, since downloading the app in January I have felt way more financially stable and supported by the consistency of the app! Reviewed on: 15th February 2023

Great budget app

I can see all my accounts in one place Reviewed on: 15th February 2023

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