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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Nice bank

5
Good services and very well system Reviewed on: 15th February 2023
Poalelungi Radu's avatar
Poalelungi Radu

It does everything very well

5
Just what I needed having do many accounts and card Reviewed on: 15th February 2023
Amjad Amhager's avatar
Amjad Amhager

Lovely app

4
Emma’s so helpful linking up my finances and giving me updates. I really like being able to categorise my spending. Great free as well as more for subscribers Reviewed on: 15th February 2023
GillianS's avatar
GillianS

Way more comprehensive

5
Emma is way more comprehensive than any other service of its kind, I'm truly amazing how good at managing my data within the application it is. Reviewed on: 15th February 2023
TheMilkMansPostMan's avatar
TheMilkMansPostMan

Best savings app

5
I’ve tried some saving apps before this one and they have numerous adverts so I can’t use the app and have been confusing to use. Unlike EMMA it has no adverts and it very simple to use, it’s helped me save a lot and i definitely would recommend it to a friend. Reviewed on: 15th February 2023
Zak Marsden's avatar
Zak Marsden

Save

4
Helps me keep track of my savings and where my money is going to Reviewed on: 15th February 2023
Glen Watson's avatar
Glen Watson

Easy to use

5
Easy to set up and use , no hassle and great graphics Reviewed on: 15th February 2023
Alexandra 's avatar
Alexandra

Greeting all in financial app

5
Help in keeping my eyes on my investments and savings Reviewed on: 15th February 2023
Shote's avatar
Shote

Newly young adult

5
This app has been a great deal of help, I recently turned 19 and still had no understanding of how to budgets at 18! I struggled especially since my banking app would not break down my spending habits in useful manner! Until I found Emma the app on TikTok, it’s was exactly what I had been looking for, previous months had I had been struggling financially but now Emma had assisted me in understanding where my money, since downloading the app in January I have felt way more financially stable and supported by the consistency of the app! Reviewed on: 15th February 2023
Kel Kel's avatar
Kel Kel

Great budget app

5
I can see all my accounts in one place Reviewed on: 15th February 2023
Marco Mello's avatar
Marco Mello

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