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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

An easy, fun savings tool

Emma makes saving and budgeting easy and fun to do. Reviewed on: 15th February 2023

It is great

Helps me keep track of my money really easily Reviewed on: 15th February 2023

Keep track of spending across accounts and cards

Helps me keep track of spending and forecasts how much I need in current account. Has allowed me to save more sooner into higher interest accounts and investments. Reviewed on: 15th February 2023

Very useful app i don't know what i would do without it.

Very useful app i don't know what i would do without it. Reviewed on: 15th February 2023

Everyone download emma- best lifestyle app

Every since downloading Emma, it’s helped me tremendously with the way I spend my money, It notifies me daily on how much money I have left and shows me where I’ve spent all my money- which made me so self aware on how bad my spending habits are, it’s helped me with saving that money and only using it for specific things. Honestly this app is very useful especially for a student, it will genuinely open your eyes on how much you actually have spent and will help you limit ur spending, it’s a free app and quite useful!! Reviewed on: 15th February 2023

Great way to keep track of your budgets

Allows me to track my spending and pin point where I’ve been overspending. The notifications are a great reminder too! Reviewed on: 15th February 2023

Great App for Saving & Budgeting

Amazing app! I use the free version and I can say it's solid and useful. I wish the full version was more affordable. It's too expensive for me. Reviewed on: 15th February 2023

Very good

Helpful for students trying to save money and be smarter with spending Reviewed on: 15th February 2023

Perfect for budgeting and savings management

Since downloading the Emma app, I feel much more informed and in control of my savings. This has made budgeting much easier. The app is very easy to use and integrate with my bank account. It’s also nice to receive regular news and updates. For what I wanted out of Emma, I’m more than satisfied. Reviewed on: 15th February 2023

Great app for anyone

Helps me keep on track of my money and notifies me when there is any change Reviewed on: 15th February 2023

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