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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
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1%
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0%
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Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

An easy, fun savings tool

5
Emma makes saving and budgeting easy and fun to do. Reviewed on: 15th February 2023
Sarah Moore 's avatar
Sarah Moore

It is great

5
Helps me keep track of my money really easily Reviewed on: 15th February 2023
Katy 's avatar
Katy

Keep track of spending across accounts and cards

5
Helps me keep track of spending and forecasts how much I need in current account. Has allowed me to save more sooner into higher interest accounts and investments. Reviewed on: 15th February 2023
Arj Mahal's avatar
Arj Mahal

Very useful app i don't know what i would do without it.

4
Very useful app i don't know what i would do without it. Reviewed on: 15th February 2023
Vitturiazzu's avatar
Vitturiazzu

Everyone download emma- best lifestyle app

5
Every since downloading Emma, it’s helped me tremendously with the way I spend my money, It notifies me daily on how much money I have left and shows me where I’ve spent all my money- which made me so self aware on how bad my spending habits are, it’s helped me with saving that money and only using it for specific things. Honestly this app is very useful especially for a student, it will genuinely open your eyes on how much you actually have spent and will help you limit ur spending, it’s a free app and quite useful!! Reviewed on: 15th February 2023
Jomana 's avatar
Jomana

Great way to keep track of your budgets

5
Allows me to track my spending and pin point where I’ve been overspending. The notifications are a great reminder too! Reviewed on: 15th February 2023
Rowena Wight's avatar
Rowena Wight

Great App for Saving & Budgeting

4
Amazing app! I use the free version and I can say it's solid and useful. I wish the full version was more affordable. It's too expensive for me. Reviewed on: 15th February 2023
Tola Ade's avatar
Tola Ade

Very good

5
Helpful for students trying to save money and be smarter with spending Reviewed on: 15th February 2023
Eloise's avatar
Eloise

Perfect for budgeting and savings management

5
Since downloading the Emma app, I feel much more informed and in control of my savings. This has made budgeting much easier. The app is very easy to use and integrate with my bank account. It’s also nice to receive regular news and updates. For what I wanted out of Emma, I’m more than satisfied. Reviewed on: 15th February 2023
Josh Delahay's avatar
Josh Delahay

Great app for anyone

5
Helps me keep on track of my money and notifies me when there is any change Reviewed on: 15th February 2023
Millie Meredith's avatar
Millie Meredith

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