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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Amazing technology

5
Emma has helped me understand my finances better, as well has help keep track of my spending. Would 100% recommend this service. Reviewed on: 15th February 2023

Best App for Bills Arrangement

5
The app is good for arranging wanted and unwanted bills I’ve saved lotta money since I’ve got this app thanks to Emma Team Reviewed on: 15th February 2023

So much control

5
Very handy to see everything in one place Reviewed on: 15th February 2023

Good

4
Nice seeing my balance everyday as a notification and seeing where I’m spending it Reviewed on: 15th February 2023

Easy and simple!

5
Discovered this Emma app after watching an Ad, I don't usually trust apps like these but the reviews and the way it's been developed just made me use it on a daily basis to track my earning, my net worth, etc. It's a simple and quite funny app, sending you messages and updates everyday about your bank account. I love it! Reviewed on: 15th February 2023

Emma helps me control my spendings!

5
I’ve always had a spendings problem, I suffer from ADHD so numbers on my account often had a tendency to come and go. I’ve always used to create my budgets using an spreadsheet in Excel, and that really didn’t work. Having all of my accounts in one place with Emma, helps me keep track of my spendings really easily. Reviewed on: 15th February 2023

Great at managing my money

5
Since I have had the app it has been easier to manage my money,save and clear debt. Reviewed on: 15th February 2023

Perfect for money management

5
Super easy to set up and manage budgets as well as view multiple accounts at the same time. It does everything I want for an account manager for free. Great product that I highly recommend. Reviewed on: 15th February 2023

Thats I really nice app help me a lot

5
Really easy to use and a nice app Reviewed on: 15th February 2023

Extremely helpful

5
This app helps me keep track of my spending and see where exactly my money is going. It also has a net worth feature that tells you how much your assets are worth overall which is very motivating and gives me an incentive to save and manage my money better. And they also offer small quizzes that offer the chance to win money. I love it :) Reviewed on: 15th February 2023

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