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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Simple to use, helps me get my finances on track

5
I have struggled with budgeting for years, even though I actually work in financial services. Emma has made it easy for me to keep a track and cut down in places that I’m over spending or sometimes even specific retailers. I check it every day and now have a year’s worth of dating (terrifying!) across all my bank accounts so I know where, when and how I’m spending my money Reviewed on: 15th February 2023
Jenny Cernicharo-hazan's avatar
Jenny Cernicharo-hazan

Easy and clear

4
I enjoy using the app to keep track of my spending across multiple accounts, it’s easy to see where my money goes and see all of my accounts in one place. Reviewed on: 15th February 2023
Alex S 's avatar
Alex S

Emma is so helpful in helping me to budget

5
This app is so useful for me to keep track of my finances ! It's easy and helps me track my spends Reviewed on: 15th February 2023
Katy's avatar
Katy

Emma is fantastic!!

5
Not sure how I managed my finances without it! Use it daily! Reviewed on: 15th February 2023
Chris Handley's avatar
Chris Handley

Fantastic

5
I learned how much I was spending within minutes and it helped me to cut costs down. I'm a uni student so cutting costs is very important for me Reviewed on: 15th February 2023
Sasha Cook-Davies's avatar
Sasha Cook-Davies

They are very good

5
They show me how much money I spend and what I spend it on, very useful! Reviewed on: 15th February 2023
Ryan's avatar
Ryan

Good and helpful app

5
Helpful app in managing money and different ways to help you save Reviewed on: 15th February 2023
Robyn's avatar
Robyn

Definitely more conscious on how I spend my money!

5
I love how you can divide your money into different categories, knowing what’s coming out or what’s coming in. Definitely would recommend to anyone wanting to be more savvy with their money! Reviewed on: 15th February 2023
Emma's avatar
Emma

Amazing, useful app.

5
Emma has made me save money in all departments and begin to save for the future. Reviewed on: 15th February 2023
Gregor 's avatar
Gregor

Where has this been all this time!

5
I only just recently heard about Emma and let me tell you, it’s so helpful with my money and helping me budget, I love how it regularly tells you your balance and updates you if any changes happen! Such a great app! Reviewed on: 15th February 2023
Mirren's avatar
Mirren

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