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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Simple to use, helps me get my finances on track

I have struggled with budgeting for years, even though I actually work in financial services. Emma has made it easy for me to keep a track and cut down in places that I’m over spending or sometimes even specific retailers. I check it every day and now have a year’s worth of dating (terrifying!) across all my bank accounts so I know where, when and how I’m spending my money Reviewed on: 15th February 2023

Easy and clear

I enjoy using the app to keep track of my spending across multiple accounts, it’s easy to see where my money goes and see all of my accounts in one place. Reviewed on: 15th February 2023

Emma is so helpful in helping me to budget

This app is so useful for me to keep track of my finances ! It's easy and helps me track my spends Reviewed on: 15th February 2023

Emma is fantastic!!

Not sure how I managed my finances without it! Use it daily! Reviewed on: 15th February 2023

Fantastic

I learned how much I was spending within minutes and it helped me to cut costs down. I'm a uni student so cutting costs is very important for me Reviewed on: 15th February 2023

They are very good

They show me how much money I spend and what I spend it on, very useful! Reviewed on: 15th February 2023

Good and helpful app

Helpful app in managing money and different ways to help you save Reviewed on: 15th February 2023

Definitely more conscious on how I spend my money!

I love how you can divide your money into different categories, knowing what’s coming out or what’s coming in. Definitely would recommend to anyone wanting to be more savvy with their money! Reviewed on: 15th February 2023

Amazing, useful app.

Emma has made me save money in all departments and begin to save for the future. Reviewed on: 15th February 2023

Where has this been all this time!

I only just recently heard about Emma and let me tell you, it’s so helpful with my money and helping me budget, I love how it regularly tells you your balance and updates you if any changes happen! Such a great app! Reviewed on: 15th February 2023

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