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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Tottally recomended

5
Amazing app it has everythinf you need in one window It helps you to see where you spend your money and how you manage your budget Reviewed on: 15th February 2023

Best money management app

5
i’ve been using emma for two years now and it’s so incredibly useful, it helps me with tracking my spendings, organising my income and savings Reviewed on: 15th February 2023

great app overall

5
really easy for a new user to figure out and very good for keeping track of your money Reviewed on: 15th February 2023

Great for tracking budget

5
Great app for seeing where you spend your money and where you can make savings Reviewed on: 15th February 2023

Really good

5
Helpful informative easy to use. Can save money on products Reviewed on: 15th February 2023

Great app overall view of accounts

4
Great for viewing balances across different current accounts and savings accounts. Reviewed on: 15th February 2023

The bank to rule all banks

5
This saver app puts all your banks together making it much easier to see whats coming in and going out. Its the perfect saver app. Reviewed on: 15th February 2023

Excellent money management took for anyone

5
Emma massively helped me gain control on my wild finances. All the tools within are expertly explained and the use of them can’t be understated. I would recommend to anyone. Reviewed on: 15th February 2023

Highly recommend amazing app

5
Perfect to save and find where your going wrong if your a big spender like me. Just love this app Reviewed on: 15th February 2023

Bank

5
Emma app is the best app I could’ve downloaded I don’t need to check my bank account to see how much I got in my bank, I get a notification ever morning saying how much I got in it Reviewed on: 15th February 2023

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