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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Simple but effective

4
Having Emma has made checking my in going’s and out going’s so much easier and clearer for me. I can easily check when my payments are due and Emma reminds me when they are. I get updates on my balance which reminds me how much I spent/haven’t spent for that week. Reviewed on: 15th February 2023

I already recommended Emma to others. It just makes life easier.

5
Emma is the best application I’ve used so far. It just makes me aware of everything and I would recommend it to everyone. Reviewed on: 15th February 2023

No access for two months

1
After trying to re connect to my bank I have had an error which hasn't been resolved and no refund! Reviewed on: 15th February 2023

EMMA TO WIN

5
EMMA is the best , they help me manage my finances and everyday without fail remind me of my balance so it motivates me to do more and get more money . Reviewed on: 15th February 2023

Must have

5
My review is short and simple, all i am going to say is that if you dont gave emma what are you doing it help you so much Reviewed on: 15th February 2023

Great app

5
Cannot fault this app at all it has everything financial so much easier to understand and keep track on. Infact it informs me of everything I need to know and where I am going wrong and how to improve my finances. Would definitely recommend this app Reviewed on: 15th February 2023

Brilliant app!

5
Very easy to use and helpful to see money spending. Good features allow proper money management! Reviewed on: 15th February 2023

Great handy app

5
Great with reminders, visuals, easy to make adjustments if needed. Perfect for budgeting! Reviewed on: 15th February 2023

So helpful!

5
This app has really helped my financial awareness. In these difficult times it’s given me so much insight into my finances. Highly recommend. Reviewed on: 15th February 2023

Easy, very helpful app

5
Emma is very easy to use and unbelievably helpful to manage my finances Reviewed on: 15th February 2023

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