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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Simple but effective

Having Emma has made checking my in going’s and out going’s so much easier and clearer for me. I can easily check when my payments are due and Emma reminds me when they are. I get updates on my balance which reminds me how much I spent/haven’t spent for that week. Reviewed on: 15th February 2023

I already recommended Emma to others. It just makes life easier.

Emma is the best application I’ve used so far. It just makes me aware of everything and I would recommend it to everyone. Reviewed on: 15th February 2023

No access for two months

After trying to re connect to my bank I have had an error which hasn't been resolved and no refund! Reviewed on: 15th February 2023

EMMA TO WIN

EMMA is the best , they help me manage my finances and everyday without fail remind me of my balance so it motivates me to do more and get more money . Reviewed on: 15th February 2023

Must have

My review is short and simple, all i am going to say is that if you dont gave emma what are you doing it help you so much Reviewed on: 15th February 2023

Great app

Cannot fault this app at all it has everything financial so much easier to understand and keep track on. Infact it informs me of everything I need to know and where I am going wrong and how to improve my finances. Would definitely recommend this app Reviewed on: 15th February 2023

Brilliant app!

Very easy to use and helpful to see money spending. Good features allow proper money management! Reviewed on: 15th February 2023

Great handy app

Great with reminders, visuals, easy to make adjustments if needed. Perfect for budgeting! Reviewed on: 15th February 2023

So helpful!

This app has really helped my financial awareness. In these difficult times it’s given me so much insight into my finances. Highly recommend. Reviewed on: 15th February 2023

Easy, very helpful app

Emma is very easy to use and unbelievably helpful to manage my finances Reviewed on: 15th February 2023

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