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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Love it

I love knowing how much money I have in the morning to plan for the day and week ahead Reviewed on: 15th February 2023

Easy sum up

I love the way Emma puts all my finances in one place- it’s easy to use and great for budgeting. Reviewed on: 15th February 2023

Banking magic

This app helps me to control my finances, as I can see what I am spending money on to try and cut down my costs. It helps me to see what I’m wasting money on and how I can save. It’s also extremely easy to use. Reviewed on: 15th February 2023

Handy app that helps with day to day budgeting

This app has really helped us identify easy day to day savings that have a large cumulative impact. Reviewed on: 15th February 2023

Good Budgeting Tool

Easily accessible interface, timely notifications, excess advise and pleasing design. Reviewed on: 15th February 2023

Perfect

Amazing keeping track as an over spender. I’m definitely more aware of where my money is going and making more conscious purchases. It’s like being held accountable Reviewed on: 15th February 2023

Complete Control

Love my morning updates and of course the full visibility of my finances! Reviewed on: 15th February 2023

Highly recommend

I've been using the Emma app for some months now. And it's helped me keep an eye on my finances. It alerts me what I should be expecting to pay out and to who. It also helps me track how much my bills have gone up or down as well. Very handy tool to have. Reviewed on: 15th February 2023

A great app for managing budgets with a highly efficient customer service.

I love the EMMA a app! It’s a neat way of having all your personal and savings accounts in one place. I have seen the application develop from the EMMA team listening to there users. Reviewed on: 15th February 2023

Really affective

Useful and would recommend to all my friends and family Reviewed on: 15th February 2023

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