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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Love it

5
I love knowing how much money I have in the morning to plan for the day and week ahead Reviewed on: 15th February 2023

Easy sum up

5
I love the way Emma puts all my finances in one place- it’s easy to use and great for budgeting. Reviewed on: 15th February 2023

Banking magic

5
This app helps me to control my finances, as I can see what I am spending money on to try and cut down my costs. It helps me to see what I’m wasting money on and how I can save. It’s also extremely easy to use. Reviewed on: 15th February 2023

Handy app that helps with day to day budgeting

5
This app has really helped us identify easy day to day savings that have a large cumulative impact. Reviewed on: 15th February 2023

Good Budgeting Tool

5
Easily accessible interface, timely notifications, excess advise and pleasing design. Reviewed on: 15th February 2023

Perfect

5
Amazing keeping track as an over spender. I’m definitely more aware of where my money is going and making more conscious purchases. It’s like being held accountable Reviewed on: 15th February 2023

Complete Control

5
Love my morning updates and of course the full visibility of my finances! Reviewed on: 15th February 2023

Highly recommend

5
I've been using the Emma app for some months now. And it's helped me keep an eye on my finances. It alerts me what I should be expecting to pay out and to who. It also helps me track how much my bills have gone up or down as well. Very handy tool to have. Reviewed on: 15th February 2023

A great app for managing budgets with a highly efficient customer service.

5
I love the EMMA a app! It’s a neat way of having all your personal and savings accounts in one place. I have seen the application develop from the EMMA team listening to there users. Reviewed on: 15th February 2023

Really affective

5
Useful and would recommend to all my friends and family Reviewed on: 15th February 2023

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