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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Easy to Use and effective

5
Very easy to find your way around the app. They are also very on-the-ball when it comes to feedback and tracking your spending. Reviewed on: 15th February 2023

Emma saved my life!

5
It is the best banking app I’ve ever used! It helped me saved tons of money! For real Reviewed on: 15th February 2023

Good tool

5
Good app to fallow all your money, all your accounts in one place Reviewed on: 15th February 2023

The perfect financial Visibility app

4
If you want to see how your money is being spent, look at better alternatives on your monthly expenditures and have one place to see all of your accounts then Emma is the app for you. I check it everyday and love the daily notifications to see my balances. Reviewed on: 15th February 2023

great app

5
helped me to organise my finances greatly. easy to use, great features. Reviewed on: 15th February 2023

Very helpful

5
Using Emma has help me to watch what and where I spend my money. I'm so happy with their help. Reviewed on: 15th February 2023

Accessible and easy to use!

5
It is so helpful to see all of my finances in one place, with a notification when anything changes. Whilst this is my favourite feature, there are so many others on Emma, it really is a great app! Reviewed on: 15th February 2023

Very good app

5
Very good app really easy to see what your spending on. Great animations to see what your spending your money on Reviewed on: 15th February 2023

Handy service

4
Since downloading emma, I've found it a good tool for handling my finances, I get updates daily and also notifications when I have received money into my bank, I always get a little happy when I see the little bear icon, it usually only means good things Reviewed on: 15th February 2023

Pretty Emmazing

4
The features are good on the app, being able to invest as well Reviewed on: 15th February 2023

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