Paid advertisement
Smart Money People Logo
Newsletter

Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Personal finance app reviews (3559)

Class

5
Very helpful at helping save money Reviewed on: 15th February 2023

Extremely helpful and easy to use

5
Easy to manage all the spendings and bills,highly recommended Reviewed on: 15th February 2023

Perfect budgeting app

5
Great app to be able to breakdown my spending into little buckets and keep track of things Reviewed on: 15th February 2023

Very usefull

4
I find it is very useful for keeping any eye on all of my accounts and balances. Great app Reviewed on: 15th February 2023

Useful app for tracking expenditure

5
Super useful app for tracking spending and keeping tabs on finances over the course of the month. Reviewed on: 15th February 2023

Great with budgeting & easy access :)

5
Accessible with great ease and lovely formatting, it’s simple and easy to create some budgets and sort out your payments. Great app :) Reviewed on: 15th February 2023

Extremely easy layout and functions

4
Great app to quickly sort your subscriptions and keep an eye on up coming bills, also very easy to check both current and saving accounts Reviewed on: 15th February 2023

So much easier than the old way

5
Before I was using bits of paper and a calculator to do my budgets, now it’s done for me Reviewed on: 15th February 2023

Amazing

5
Literally explains and breaks down my spending and tells me if I reached my budget Reviewed on: 15th February 2023

Helped me save for my frist home

5
It’s the best app to track your spending and keep on track of where your spending Reviewed on: 15th February 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Emma?

  • General investment account

    from Emma 0.00 from 0 reviews
    Emma
  • Stocks and shares ISA

    from Emma 0.00 from 0 reviews
    Emma
    View all products