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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great app

5
Really easy to use and very helpful Reviewed on: 15th February 2023
Emily's avatar
Emily

Amazing banking app

5
This app allows you to do so much more than a standard banking app alongside of helping you save and budget your money I would 100% recommend 0% doubt. Reviewed on: 15th February 2023
Flexky's avatar
Flexky

Easy to understand my finance

5
All expense/ income in one app makes it so easy to monitor spending and improve saving! Reviewed on: 15th February 2023
Claire 's avatar
Claire

Great app

5
Very helpful, easy to use, would recommend to anyone. Reviewed on: 15th February 2023
Caitlin Taylor 's avatar
Caitlin Taylor

Great app

5
Really great app for budgeting and saving. User friendly and intuitive. Would highly recommend. Reviewed on: 15th February 2023
Scott 's avatar
Scott

Helpful and simple

5
I really like the app, its been very helpful but was also so easy to use Reviewed on: 15th February 2023
Abbie's avatar
Abbie

very simple and effective

5
Being able to compile all of your accounts into one app really benefits saving and investing Reviewed on: 15th February 2023
Jack's avatar
Jack

Great app

5
Amazing app helps me so much with my budget Reviewed on: 15th February 2023
Rhiannon 's avatar
Rhiannon

Now I know where my money goes

5
Being able to track all my spending has made a huge difference to my life. I am now saving, moving debt to interest free options and I'll be able to afford a holiday. During this cost of living crisis this app has been invaluable to me to remove any wastage I could and refocus my finances on the things I really need and want. Reviewed on: 15th February 2023
Danielle Edwards-Cooke's avatar
Danielle Edwards-Cooke

Amazing?!

5
So helpful with helping me budget and save and the daily notifications of how much I have in the bank is very helpful Reviewed on: 15th February 2023
Amy Burton 's avatar
Amy Burton

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