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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

Saving

5
Help me save a lot of money because I have been just spending now am not Reviewed on: 15th February 2023

nice

5
v nice. lovely app. enjoy using it Reviewed on: 15th February 2023

Helpful for insight on spending

5
I have been using this app to track my spending and it's worked well to tell me my ins and outs Reviewed on: 15th February 2023

Amazing

5
It is really helpful when trying to budget your money. I do 100% recommend, it has helped me save lots of money! Reviewed on: 15th February 2023

Love it

5
The best app for budgeting and monitoring financing Reviewed on: 15th February 2023

Really good app for managing finances

5
Emma has been such a useful app to help me manage my finances. All throughout my life, I’ve always struggled with budgeting and I’ve found that the features of the Emma app has aided me so much to see how much I’m really spending on useless things and help me cut back on my spendings! Reviewed on: 15th February 2023

really useful

5
honestly it’s handy to be able to see daily by a notification how my accounts are doing, good way to see everything in one place Reviewed on: 15th February 2023

Good app for budgeting

5
Good app for budgeting love the daily balance updates Reviewed on: 15th February 2023

Saved me

5
Helped me stay aware of my finances through major life changes and has helped me budget and take control of it all. Reviewed on: 15th February 2023

Brilliant saved me!!

5
Brilliant app for someone on a budget and as a single mum this app saved me!! Reviewed on: 15th February 2023

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