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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

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Emma Personal finance app reviews (3559)

amazing

5
emma is amazing for keeping track of your finances and has helped me a lot Reviewed on: 15th February 2023

Would highly recommend

5
Has helped me massively with my saving and keeping track of my payments and my savings, fantastic app. Reviewed on: 15th February 2023

Great app

4
Such a great app to control my finances Reviewed on: 15th February 2023

Fantastic

5
This app has made saving so much easier and keeping an eye on all my money at once Reviewed on: 15th February 2023

Amazing

5
I think Emma are amazing and have helped me save soo much Reviewed on: 15th February 2023

Life changer

5
I have benefited so much from using this app! So easy to use and adapt to suit my needs Reviewed on: 15th February 2023

Really easy app

5
Really easy app to use helps me with all my bill management Reviewed on: 15th February 2023

beginner friendly!

4
im a student who has never budgetted before. Emma has been a great app to get me started and save more!! Reviewed on: 15th February 2023

Really great app

5
Really great and helpful app! Helped me save tons! Reviewed on: 15th February 2023

Fantastic

5
Couldn’t ask for more from a free service Reviewed on: 15th February 2023

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