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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Personal finance app reviews (3559)

Easy and does what it says

5
Able to keep track of money easily, gives advice and statistics of your spending. Emma is very helpful and very user-friendly Reviewed on: 15th February 2023

Great app

5
So helpful as it lets me track all my spending Reviewed on: 15th February 2023

Emma is a fantastic app

5
The emma app helps me so much with my finances and makes everything so easy Reviewed on: 15th February 2023

Brilliant

5
So helpful for managing and saving money Reviewed on: 15th February 2023

Review

5
Such an amazing app to use and very helpful! Reviewed on: 15th February 2023

Super Useful Tool!

5
I've always needed to keep a track of expenditure and I really can't be bothered with spreadsheets. Emma does it all for you! Reviewed on: 15th February 2023

Savings app

5
Emma is a brilliant app, I recommend everyone downloads it. You'll have all your finances in one place and very easy to use. Reviewed on: 15th February 2023

Very good app

5
I use this money for my savings and it’s really use to use - would definitely reccomend. Reviewed on: 15th February 2023

So helpful

5
I was struggling with organising and spending my money and Emma has helped me so much and helped me manage my money better Reviewed on: 15th February 2023

Best app

5
Best banking app about and easy too use Reviewed on: 15th February 2023

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