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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Brilliant app to monitor myself

5
After using Emma, I have a clearer idea on my monthly expenses and help me set up an amazing financial plan. Reviewed on: 15th February 2023

Great service and so helpful for your finances!

5
I use this to track my spending and it’s so helpful to see all of my accounts and credit cards in one place so I can figure out the true value and where I can make adjustments. Reviewed on: 12th February 2023

An exceptional way to track finances, spending, and subscriptions

5
I have used Emma for a while now and I find it to be not only one of the best designed finance apps out there, but also as having the best user experience. The tools Emma gives you allows you to efficiently and easily manage your finances, budgets, etc. It's a brilliant app, and I recommend it in a heartbeat. Reviewed on: 10th February 2023

Good for budgeting

4
Good app for those budgeting and trying to save pennies whenever Reviewed on: 8th February 2023

Emma big fan of this app

5
Great, easy to work, bit of a life changer Reviewed on: 14th January 2023

Best Budgeting App!

5
Been using Emma for about a year now, it has helped me manage my finances and stop spending as much on Amazon! Reviewed on: 10th January 2023

Amazing helpful awsome

5
Highly recommend app for all my financial needs Reviewed on: 21st February 2022

Best Budgeting app

4
Use multiple apps for budgeting including Emma's competition, but this is the most polished, the easiest to use, and the best UI Reviewed on: 1st February 2022

Brilliant and cheeky

5
Emma is a fantastic app for budgeting. I get timely alerts and can track my spending easily. I absolutely love the funny weekly reports, it has its own tone of voice and I can relate to it easily so it doesn’t feel like I’m on a boring budgeting app but rather like a finance savvy friend in my pocket. Reviewed on: 14th June 2021

Essentially moneys revolution

5
It has everything you need to be savvy aware of your money. This app has so many things that it is the trailblazer of saving apps. Reviewed on: 18th April 2021

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