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Emma: Savings App reviews

View other Emma products
4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great user experience

5
I know nothing about finance and budgeting, but Emma makes it so easy! I've been using it for about 3 months now and I understand my spendings so much better, I know what to look for, and for the first time in my life I have an allocated budget each month. Makes it so much easier to save. Generally the notifications are super useful, but I particularly like the weekly summaries you get. Reviewed on: 17th April 2021
Andra P's avatar
Andra P

Very helpful

5
This app is fantastic for helping figure out my finances. 100% would recommend to anyone Reviewed on: 16th April 2021
Sammie's avatar
Sammie

a positive money management tool

5
this is an easy to use money management tool that does so much more. I love the switching facility, the reporting, real time information and the ability to budget whilst connecting to other accounts and cards. Reviewed on: 13th April 2021
Phil Holdsworth's avatar
Phil Holdsworth

Fantastic

5
Emma is simple to use and with the pro-subscription really easy to customise with your own categories. Is using machine learning to remember certain transactions be them regular payments, or subscriptions, or just how you like to categorise certain things. All in all. Fantastic. Reviewed on: 12th April 2021
Fred Bradley's avatar
Fred Bradley

Awesome app

5
The app contains everything you ever need to do with money. Smart interface show simplicity of money management for everyone. Reviewed on: 10th April 2021
Andrew Red's avatar
Andrew Red

The. Eat app for daily finances

5
I have been using Emma for more than two years and find it to be the best solution in the market Reviewed on: 9th April 2021
Vitalii Trofymenko's avatar
Vitalii Trofymenko

An absolute must personal finance app

5
I have been using the app since the very beginning and I have to say it has transformed the way I budget and has directly saved me a lot of money. I recommend it to everyone wholeheartedly. Reviewed on: 8th April 2021
Emil Dimitrov 's avatar
Emil Dimitrov

Essential App for Getting Control of Your Finances

4
Emma is an all round great app for getting control of your finances. It has a very vocal community and this feeds directly into the features that are frequently released. Reviewed on: 7th April 2021
Emmanuel Ijewere's avatar
Emmanuel Ijewere

Love the core features

3
This is the best app to use for monitoring and improving finances. Reviewed on: 7th April 2021
Matthew Badsey's avatar
Matthew Badsey

Helps me to become my own accountant/finance manager

5
Since using Emma for over a year. I have been able to keep a close eye on all my funds from current account, investments, saving accounts. The app remember your payday and helps me keep on eye on over spending. Great and easy app to use. Reviewed on: 7th April 2021
Joey Chatterjee's avatar
Joey Chatterjee

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