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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great user experience

I know nothing about finance and budgeting, but Emma makes it so easy! I've been using it for about 3 months now and I understand my spendings so much better, I know what to look for, and for the first time in my life I have an allocated budget each month. Makes it so much easier to save. Generally the notifications are super useful, but I particularly like the weekly summaries you get. Reviewed on: 17th April 2021

Very helpful

This app is fantastic for helping figure out my finances. 100% would recommend to anyone Reviewed on: 16th April 2021

a positive money management tool

this is an easy to use money management tool that does so much more. I love the switching facility, the reporting, real time information and the ability to budget whilst connecting to other accounts and cards. Reviewed on: 13th April 2021

Fantastic

Emma is simple to use and with the pro-subscription really easy to customise with your own categories. Is using machine learning to remember certain transactions be them regular payments, or subscriptions, or just how you like to categorise certain things. All in all. Fantastic. Reviewed on: 12th April 2021

Awesome app

The app contains everything you ever need to do with money. Smart interface show simplicity of money management for everyone. Reviewed on: 10th April 2021

The. Eat app for daily finances

I have been using Emma for more than two years and find it to be the best solution in the market Reviewed on: 9th April 2021

An absolute must personal finance app

I have been using the app since the very beginning and I have to say it has transformed the way I budget and has directly saved me a lot of money. I recommend it to everyone wholeheartedly. Reviewed on: 8th April 2021

Essential App for Getting Control of Your Finances

Emma is an all round great app for getting control of your finances. It has a very vocal community and this feeds directly into the features that are frequently released. Reviewed on: 7th April 2021

Love the core features

This is the best app to use for monitoring and improving finances. Reviewed on: 7th April 2021

Helps me to become my own accountant/finance manager

Since using Emma for over a year. I have been able to keep a close eye on all my funds from current account, investments, saving accounts. The app remember your payday and helps me keep on eye on over spending. Great and easy app to use. Reviewed on: 7th April 2021

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