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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Helpful and actionable

4
Emma has been a great app to help me not only manage but also keep track of my finances. It's been invaluable! Reviewed on: 5th April 2021
Ben Ellis's avatar
Ben Ellis

Clear and easy to use

5
Emma makes everything clear, which makes it much easier to see where my money is going. Using the app has helped me save and cut down on unnecessary costs considerably. Reviewed on: 1st April 2021
Hmartin's avatar
Hmartin

Brings everything together

5
Emma has all the features I've always wished other budgeting apps have with none of the manual chores they suffer from. Just by simply automatically gathering my committed spending it has made an enormous difference to my personal financial management. Brilliant. Reviewed on: 31st March 2021
Kev Ford's avatar
Kev Ford

Great Apo

5
Emma helps to keep track of transactions in my various Accounts, plus it's fun and easy to use. Reviewed on: 30th March 2021
YK's avatar
YK

Emma

5
Emma was really helpful and very quick to respond, she was really friendly & kind Thank you very much Reviewed on: 29th March 2021
Crystal Riding's avatar
Crystal Riding

Gets you on top of your money

5
Emma helped me get my head round where my money was going, which helped me do a better job of managing it. Reviewed on: 26th March 2021
SI CLARKE 's avatar
SI CLARKE

Finally have full visibility and control of my finances.

5
Emma makes it easy to view my balances and transactions in one place, and is so clever at using that information to help me budget. Reviewed on: 26th March 2021
Ben Rowley's avatar
Ben Rowley

Great Finance app

4
Since moving to Emma I have been able to manage my finances much better and hold myself more accountable when it comes to my spending. Reviewed on: 25th March 2021
Ed's avatar
Ed

Ease of usage

5
One of the best daily budgeting so I've ever used so far. I've all the features available. It adjust all my expenses categorically. Highly recommended Reviewed on: 25th March 2021
Hammad Chaudhry's avatar
Hammad Chaudhry

Helped budget

5
As a single mother budgeting is so important, having Emma has helped me no end, my spending has gone down, my credit card is paid off and the spare money had allowed me to pay off loans early. Reviewed on: 25th March 2021
Michaela Jones's avatar
Michaela Jones

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