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Emma: Savings App reviews

4.86
Based on 3,551 reviews, last reviewed 3rd Apr 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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12%
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1%
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Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3551)

Fantastic easy to use budgeting

5
Using Emma has really helped me keep track of my monthly spending, and even reminded me of a couple of subscriptions I'd meant to cancel. Can't recommend it enough! Reviewed on: 22nd March 2021

Budgeting made easy

4
I’ve used various spreadsheets and apps to try and manage my finances better but nothing worked and was visually pleasing to use until I found Emma. Well worth the subscription and far easier seeing all my finances in one place and managing my money. I’m so much better in control now. It’s also fun with the quizzes and weekly and monthly reports which motivates me Reviewed on: 22nd March 2021

Very useful

5
I love being able to keep track of my accounts, my wife's accounts, our joint current account and our joint credit card in one simple place Reviewed on: 21st March 2021

Fantastic Banking App

5
Fantastic Banking app, keeps information on all my finances together. So easy to use. Reviewed on: 21st March 2021

Go to app for personal finance

5
Once everything is set up and ready, this app give great help in understanding the bigger picture of your personal finance Reviewed on: 21st March 2021

Finance made manageable

5
Emma has become my virtual money assistant. Emma automatically draws information from my various bank accounts and credit cards and files every payment in or out into a series of categories which I choose the budgets for. It makes it very easy for me to see and management fluctuations in my income (self-employed) and expenses and has become a critical tool for me in my wealth management. I can't believe how difficult tracking expenses and budgeting would have been pre-software. Emma makes it very quick and easy for me to check my spending is on track and warns me if I'm spending too quickly in any area. Lastly I really enjoy the daily update with my latest account figures. If I'm having a bad financial day it's not always a joy to see but good or bad news it always reminds me to keep my head in the game. Reviewed on: 21st March 2021

Best way to track my money

5
I have multiple accounts including e-wallets like PayPal. Seeing them all in one place to give me a clear picture of my finances is fantastic. Using the budget tools I know how much money I can afford to spend that month - and get instant satisfaction if I find out I saved a lot of money in a particular month. The personal wealth feature also lets me set longer-term financial goals, such as having enough money for a deposit on a house, which sets me up for my financial future. Reviewed on: 21st March 2021

Amazing app

5
Gives me a full overview of my financial situation, compared to other competitions Reviewed on: 21st March 2021

Best thing I never knew I needed

5
From the day I downloaded Emma, I could see the benefits immediately. The most useful feature for me was being able to see all accounts, savings and credit cards in one place. It enabled me to plan, let me know when things were leaving my account or had come in and helped me keep on top of my debts. It has helped me manage my money without the use of overly complicated spreadsheets and has helped me clear some debts I've had for a number of years! Reviewed on: 20th March 2021

Great app and helpful

5
My budgeting has been so easy since getting Emma!! Highly recommended Reviewed on: 20th March 2021

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