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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Great for keeping track of accounts and budgets

4
Great for keeping track of accounts and budgets Reviewed on: 18th March 2021

An essential app

5
Use to see all credit in one place and to budget Reviewed on: 18th March 2021

Brilliant simple app that make running personal finance a piece off cake.

5
Have been using it for two years now, great to know when money is moving in and out. Tracking credit card activity. Genuinely a great family account management tool. Reviewed on: 18th March 2021

A fantastic app for money management

5
Emma is such a great app for money management. I find it very useful to be able to edit name of transactions, create categories and set budgets Reviewed on: 18th March 2021

Fantastic

5
This is fantastic and has helped me budget! Now on track to a deposit for a house Reviewed on: 18th March 2021

Life changing

5
Overnight I felt more in control of my finances than I ever have. Reviewed on: 18th March 2021

Fantastic all-rounder

5
It has all the functions needed to manage my finances as automatically as possible plus connects to all the different accounts I have, it was far ahead of the other apps I tried and have been a happy paid customer for well over a year. Reviewed on: 18th March 2021

Great for keeping on top of my finances in all my accounts!

5
Emma makes it so easy to see all common details from my accounts, keep track of transactions and subscriptions. I used to keep track of my money using a spreadsheet, manually updated from each bank's app, but now I can see all the data I need really easily! Reviewed on: 18th March 2021

Emma is a must have app for your finances

5
Excellent easy to use interface and content to summarise and track your finances. Reviewed on: 18th March 2021

Great money nanagement

5
We’ve used Emma for a year now and are much better on top of our spending than ever before. Reviewed on: 18th March 2021

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