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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Money saving

5
The app detected many unnoticed monthly payments which I stopped. It gives me nice weekly and monthly analytics which keeps tap on my spending. Reviewed on: 18th March 2021
AJ's avatar
AJ

The best app for managing your money

5
This app is so clever, it does everything I need and more. It doesn't just allow you to track all of your money across different bank accounts, it analyses your spending and makes suggestions automatically. Love it! Reviewed on: 18th March 2021
Emma Gillespie's avatar
Emma Gillespie

Back in control

5
Emma helps me to have a clearer look at what happens to my finances. It’s easy to access and easy to use and gives me a good insight in my own budget with added suggestions in where I can safe more pennies. Reviewed on: 18th March 2021
mariekeswales@yahoo.co.uk's avatar
[email protected]

Looks great, works great

5
I've tried a few of these apps for tracking spending and saving money, but Emma is the only one that features everything I wanted and looks good too. Reviewed on: 18th March 2021
John Ford's avatar
John Ford

the best budgeting app ever

5
i like the daily and weekly breakdowns Reviewed on: 18th March 2021
Evie Barraclough's avatar
Evie Barraclough

The essencial budget app

5
It is by far the best budget management app available in UK Reviewed on: 18th March 2021
Rafael Gilardino's avatar
Rafael Gilardino

Emma

5
So simple to use get regular updates daily n wat your balance is n if you’ve gone over your budget Reviewed on: 18th March 2021
doddk22@gmail.com's avatar
[email protected]

An easy to buses app that has everything in one place

5
I have used Emma for over a year and it has revolutionised my finances as I constantly have all my financial information at my fingertips in real time. Add on the new offers feature and you have a winning product! I tell everyone about it. Reviewed on: 18th March 2021
Faye Horsman's avatar
Faye Horsman

Makes managing money more interesting

4
Emma actually really gets on my nerves, but this is a good thing. Tells me where I’m spending my money, and how this compares to other users. I didn’t even realise how much I was spending on fast food and shopping. It’s prompted me to change my habits, so despite my initial huff, it’s helped me. I’ve got savings now and paid extra money off my credit card. So as much as it gets on my nerves, I would recommend it. Reviewed on: 18th March 2021
Claire's avatar
Claire

Best

5
Best financial app I ever used. Easy to understand and really helpful. Reviewed on: 18th March 2021
Laszlo's avatar
Laszlo

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